Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
Financials
Financial year 2025
Chamat from Court-Saint-Etienne, company number BE0693740733, closed financial year 2025 with a result of € -57,794 after tax. For that financial year Chamat recorded a gross margin of € -33,241 and equity of € -21,082. Compared with financial year 2024, the result moved from € 7,001 to € -57,794. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ -21,082
▼ € 57,794 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -57,794
▼ still € 7,001 profit in 2024
Profit after tax over the fiscal year.
€ 838
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -27,282.
People and assets in 2025
€ 16,797
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,767
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 37,605
▼ 13% vs 2024
€ 5,921 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 3,517
▲ € 3,041 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,714
▼ 22% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -7,200 | € 4,457 | € 16,380 | € -33,241 | ▼ € 49,620 |
| Profit after taxes | € -11,250 | € -1,689 | € 7,001 | € -57,794 | ▼ € 64,795 |
| Equity | € 31,399 | € 29,710 | € 36,711 | € -21,082 | ▼ € 57,794 |
| Total debts | € 62,577 | € 51,489 | € 48,636 | € 46,533 | ▼ 4% |
| Cash | € 13,892 | € 3,621 | € 765 | € 838 | ▲ 10% |
| Retained profit | € 25,199 | € 23,510 | € 30,511 | € -27,282 | ▼ € 57,794 |
| Bank debt | € 54,589 | € 49,054 | € 43,394 | € 37,605 | ▼ 13% |
| Balance sheet total | € 93,976 | € 81,198 | € 85,347 | € 25,451 | ▼ 70% |
Key figures of Chamat, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Chamat?
What happened at Chamat in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 57,794 (▼ € 64,795 vs 2024). Source: NBB ↗
- New establishment in Court-Saint-Etienne. KBO
- Virginie De Preter became a director. NBB
- Grégory Hiernaux became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 11,250 loss in 2022 to € 57,794 loss in 2025.
Paid € 5,095 in corporate taxes since 2022.
Best year ever: 2024, with € 7,001 profit.
Management
Behind Chamat are Virginie De Preter and Grégory Hiernaux. Grégory Hiernaux is also behind Oligor Projects.
Directors
According to the 2025 annual accounts
Virginie De Preter
Director
since 2018
since 2018
Establishments
Establishment units
Physical locations of this company
Rue Chapelle aux Sabots 9
1490 Court-Saint-Etienne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0693.740.733
- VAT number
- BE 0693.740.733
- Registered office
- Rue Chapelle aux Sabots 9, 1490 Court-Saint-Etienne
- Names & denominations
- Chamat
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 March 2018
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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