Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Vervîcoop from Verviers, company number BE0692679572, closed financial year 2025 with a result of € -6,499 after tax. For that financial year Vervîcoop recorded a gross margin of € 78,051 and equity of € 247,327. Compared with financial year 2024, the result moved from € -5,378 to € -6,499. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 247,327
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,499
▼ 21 % more loss than in 2024
Profit after tax over the fiscal year.
€ 97,705
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 63,322.
People and assets in 2025
€ 59,364
▲ 17% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,217
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 12,207
▲ 100% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,374
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 92,148 | € 67,817 | € 69,413 | € 78,051 | ▲ 12% |
| Profit after taxes | € 11,507 | € -3,538 | € -5,378 | € -6,499 | ▼ € 1,121 |
| Equity | € 269,843 | € 264,680 | € 255,952 | € 247,327 | ▼ 3% |
| Total debts | € 35,933 | € 25,576 | € 17,238 | € 21,637 | ▲ 26% |
| Cash | € 106,999 | € 150,310 | € 141,652 | € 97,705 | ▼ 31% |
| Land & buildings | € 69,911 | € 63,590 | € 57,252 | € 50,932 | ▼ 11% |
| Retained profit | € 78,738 | € 75,200 | € 69,822 | € 63,322 | ▼ 9% |
| Bank debt | € 3,750 | € 750 | € 0 | € 0 | |
| Balance sheet total | € 308,776 | € 293,256 | € 276,189 | € 271,964 | ▼ 2% |
Key figures of Vervîcoop, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Vervîcoop?
What happened at Vervîcoop in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Chantal ISERENTANT stepped down as director. NBB
- Marcel BOUSMANNE stepped down as director. NBB
- Anne WILMOT stepped down as director. NBB
- René-Philippe CROQUET stepped down as director. NBB
- Pierre DUMONT stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 6,499. Source: NBB ↗
- Aurélie VANDENDIJCK stepped down as director. NBB
- Jean CABAY stepped down as director. NBB
In short
From € 11,507 profit in 2022 to € 6,499 loss in 2025.
Paid € 4,006 in corporate taxes since 2022.
Best year ever: 2022, with € 11,507 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Chantal ISERENTANT
Director
since 2023 · until 2027
since 2023 · until 2027
since 2018 · until 2026
Jean CABAY
Director
since 2024 · until 2026
Frédérique SCHMITZ
Director
· until 2026
Anne WILMOT
Director
since 2023 · until 2027
René-Philippe CROQUET
Director
since 2025 · until 2027
Pierre DUMONT
Director
since 2025 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue de Heusy 30
4800 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0692.679.572
- VAT number
- BE 0692.679.572
- Registered office
- Rue de Heusy 30, 4800 Verviers
- Names & denominations
- Vervîcoop
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 19 March 2018
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- vervicoop.be [email protected]
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Overige niet-gespecialiseerde detailhandel
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)