Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
JAO from Huy, company number BE0692516454, closed financial year 2025 with a result of € 20,126 after tax. For that financial year JAO recorded a gross margin of € 373,979 and equity of € -15,321. Compared with financial year 2024, the result moved from € -2,199 to € 20,126. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 1, 2026.
€ -15,321
▲ € 20,126 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,126
▲ still € 2,199 loss in 2024
Profit after tax over the fiscal year.
€ 16,009
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -55,321.
People and assets in 2025
€ 315,454
▲ 29% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,105
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 143,010
▼ 22% vs 2024
€ 20,048 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 55,189
▲ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,253
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 202,215 | € 288,130 | € 287,278 | € 373,979 | ▲ 30% |
| Profit after taxes | € -7,063 | € 32,411 | € -2,199 | € 20,126 | ▲ € 22,325 |
| Equity | € -65,659 | € -33,248 | € -35,447 | € -15,321 | ▲ € 20,126 |
| Total debts | € 349,653 | € 303,357 | € 307,206 | € 261,187 | ▼ 15% |
| Cash | € 11,845 | € 29,012 | € 23,101 | € 16,009 | ▼ 31% |
| Land & buildings | € 105,165 | € 101,679 | € 98,193 | € 94,708 | ▼ 4% |
| Retained profit | € -105,659 | € -73,248 | € -75,447 | € -55,321 | ▲ € 20,126 |
| Bank debt | € 270,444 | € 227,941 | € 184,487 | € 143,010 | ▼ 22% |
| Balance sheet total | € 283,994 | € 270,109 | € 271,759 | € 245,866 | ▼ 10% |
Key figures of JAO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JAO?
What happened at JAO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
- New establishment in Huy. KBO
- LAURENT VECKMANS became a director. NBB
- New establishment in Hannut. KBO
- DELPHINE DIDIER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,063 loss in 2022 to € 20,126 profit in 2025.
Paid € 604 in corporate taxes since 2022.
Best year ever: 2023, with € 32,411 profit.
A new publication or filing at JAO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JAO are LAURENT VECKMANS and DELPHINE DIDIER.
Directors
According to the 2025 annual accounts
LAURENT VECKMANS
Administrator-manager
since 2019
DELPHINE DIDIER
Administrator-manager
since 2018
Establishments
Establishment units
Physical locations of this company
Quai de Namur 2
4500 Huy
Rue Albert 1er 5
4280 Hannut
Active since 1 April 2018
Quai de Namur 2 box RDC
4500 Huy
Active since 15 August 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
LCPDCO LCP AS dc oostkamp, BE
Website info
Features
Security
Details
- Company number
- 0692.516.454
- VAT number
- BE 0692.516.454
- Registered office
- Quai de Namur 2, 4500 Huy
- Names & denominations
- JAO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2018
- Peppol
- Active · Active since 24 Apr 2025
- Contact
- chezyoufu.be
- Activities · NACE
Overige vormen van onderwijs
Detailhandel in boeken
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