Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Notariële participatievennootschap Steph from Mortsel, company number BE0691759062, closed financial year 2025 with a result of € 1.6 million after tax. For that financial year Notariële participatievennootschap Steph recorded a gross margin of € 953,846 and equity of € 28,679. Compared with financial year 2024, the result moved from € 681,195 to € 1.6 million. Profitable, and profit is growing. The buffer shrank hard: equity is 96 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 28,679
▼ 96% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.6 million
▲ 130% vs 2024
Profit after tax over the fiscal year.
€ 57,807
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.2 million paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 499,707
▼ 18% vs 2024
€ 109,684 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 2,920
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 82,902
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 113,401 | € 938,867 | € 941,516 | € 953,846 | ▲ 1% |
| Profit after taxes | € 1,118,400 | € 674,025 | € 681,195 | € 1,570,024 | ▲ 130% |
| Equity | € 1,191,864 | € 865,889 | € 701,655 | € 28,679 | ▼ 96% |
| Total debts | € 945,214 | € 1,017,393 | € 1,080,779 | € 1,634,690 | ▲ 51% |
| Cash | € 1,164,558 | € 832,751 | € 411,708 | € 57,807 | ▼ 86% |
| Land & buildings | € 332,003 | € 309,249 | € 286,769 | € 266,628 | ▼ 7% |
| Retained profit | € 1,173,264 | € 847,289 | € 683,055 | € 10,079 | ▼ 99% |
| Dividend | € 0 | € 1,000,000 | € 845,429 | € 2,243,000 | ▲ 165% |
| Bank debt | € 825,677 | € 717,531 | € 608,876 | € 499,707 | ▼ 18% |
| Balance sheet total | € 2,137,078 | € 1,883,282 | € 1,782,434 | € 1,663,369 | ▼ 7% |
Key figures of Notariële participatievennootschap Steph, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Notariële participatievennootschap Steph?
What happened at Notariële participatievennootschap Steph in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.6 million (▲ 130% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.1 million profit in 2022 to € 1.6 million profit in 2025.
Paid € 686,641 in corporate taxes since 2022.
Best year ever: 2025, with € 1.6 million profit.
Paid out € 4.1 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Notariële participatievennootschap Steph is Stéphanie Westerlinck. It owns 100% of Notaris SW itself.
Directors
According to the 2025 annual accounts
Stéphanie Westerlinck
Director
Establishments
Establishment units
Physical locations of this company
Edmond Thieffrylaan 108
2640 Mortsel
Graaf van Egmontstraat 12 box 4
2000 Antwerpen
Active since 6 March 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0691.759.062
- VAT number
- BE 0691.759.062
- Registered office
- Edmond Thieffrylaan 108, 2640 Mortsel
- Names & denominations
- Notariële participatievennootschap Steph
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 2018
- Peppol
- Active · Active since 23 Jan 2026
- Activities · NACE
Activiteiten van notarissen