Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COFOMA CONSEILS from Mons, company number BE0691565656, closed financial year 2025 with a result of € 81,124 after tax. For that financial year COFOMA CONSEILS recorded a gross margin of € 571,140 and equity of € 221,878. Compared with financial year 2024, the result moved from € 114,392 to € 81,124. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 221,878
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 81,124
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 87,742
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 64,000 paid out
79 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
8.7
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 439,780
▼ 12% vs 2024
€ 50,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,013
▼ 87% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14,452
▼ 47% vs 2024
Loans from banks and other lenders, long and short.
€ 108,335
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,725
▼ 39% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 776,708 | € 683,106 | € 680,505 | € 571,140 | ▼ 16% |
| Profit after taxes | € 236,278 | € 106,304 | € 114,392 | € 81,124 | ▼ 29% |
| Equity | € 222,434 | € 223,237 | € 221,129 | € 221,878 | |
| Total debts | € 359,522 | € 337,707 | € 290,755 | € 242,886 | ▼ 16% |
| Cash | € 434,919 | € 87,685 | € 91,241 | € 87,742 | ▼ 4% |
| Retained profit | € 203,834 | € 204,637 | € 202,529 | € 203,278 | |
| Dividend | € 220,000 | € 88,000 | € 100,000 | € 64,000 | ▼ 36% |
| Bank debt | € 69,092 | € 48,145 | € 27,461 | € 14,452 | ▼ 47% |
| Balance sheet total | € 613,809 | € 560,944 | € 511,884 | € 464,764 | ▼ 9% |
| Employees (FTE) | 7.7 | 8.2 | 8.2 | 8.7 | ▲ 0.5 |
Key figures of COFOMA CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COFOMA CONSEILS?
What happened at COFOMA CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 81,124 (▼ 29% vs 2024). Source: NBB ↗
- New establishment in Dour. KBO
- Start of the company according to the CBE. KBO
In short
From € 236,278 profit in 2022 to € 81,124 profit in 2025.
Paid € 221,301 in corporate taxes since 2022.
Best year ever: 2022, with € 236,278 profit.
On average € 65,600 of value added per employee in 2025.
A new publication or filing at COFOMA CONSEILS? We notify you, reason included.
Follow COFOMA CONSEILSDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DM CONSEILS, NC CONSEILS, CML CONSEILS, LR Conseils comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COFOMA CONSEILSBehind COFOMA CONSEILS are CML CONSEILS, LR CONSEILS, NC CONSEILS and DM CONSEILS. The shares are held by DM CONSEILS (25%), NC CONSEILS (25%), CML CONSEILS (25%) and LR Conseils (25%).
Directors
According to the 2025 annual accounts
Director · represented by Linda Paternoster
Director · represented by Laetitia Rawinski
Director · represented by Cowez Nathalie
Director · represented by David Mertens
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de la Licorne (H.) 54
7022 Mons
Rue Grande 56
7370 Dour
Active since 7 March 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0691.565.656
- VAT number
- BE 0691.565.656
- Registered office
- Rue de la Licorne (H.) 54, 7022 Mons
- Names & denominations
- COFOMA CONSEILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 February 2018
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Agenten en makelaars in bankdiensten