Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Pajot Finance from Pajottegem, company number BE0690747688, closed financial year 2024 with a result of € -7,004 after tax. For that financial year Pajot Finance recorded a gross margin of € 9,826 and equity of € 2,531. Compared with financial year 2023, the result moved from € -71,766 to € -7,004. The company made a loss. The buffer shrank hard: equity is 73 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2025.
€ 2,531
▼ 73% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,004
▲ 90 % less loss than in 2023
Profit after tax over the fiscal year.
€ 10,505
▼ 48% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,469.
People and assets in 2024
€ 4,374
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 111,086
€ 16,047 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 10,625
▲ 39% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 37,927 | € 213,749 | € -36,375 | € 9,826 | ▲ € 46,201 |
| Profit after taxes | € -101,282 | € 125,371 | € -71,766 | € -7,004 | ▲ € 64,762 |
| Equity | € -44,070 | € 81,301 | € 9,535 | € 2,531 | ▼ 73% |
| Total debts | € 76,318 | € 59,385 | € 48,520 | € 160,578 | ▲ 231% |
| Cash | € 0 | € 100,277 | € 20,076 | € 10,505 | ▼ 48% |
| Retained profit | € -64,070 | € 61,301 | € -10,465 | € -17,469 | ▼ € 7,004 |
| Bank debt | € 3,971 | € 0 | € 0 | € 111,086 | |
| Balance sheet total | € 32,248 | € 140,686 | € 58,055 | € 163,109 | ▲ 181% |
Key figures of Pajot Finance, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Pajot Finance?
What happened at Pajot Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 7,004. Source: NBB ↗
- Stefanie Vanden Neucker became a director. NBB
- New establishment in Pajottegem. KBO
- Kris Poelaert became a director. NBB
- Dany Dasseleer became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 101,282 loss in 2021 to € 7,004 loss in 2024.
Paid € 8,662 in corporate taxes since 2021.
Best year ever: 2022, with € 125,371 profit.
A new publication or filing at Pajot Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pajot Finance are Kris Poelaert, Stefanie Vanden Neucker and Dany Dasseleer. Kris Poelaert is also behind Jeugdregio Pajottenland. Stefanie Vanden Neucker is also behind MARNELL. Dany Dasseleer is also behind PAJOT PARTNERS.
Directors
According to the 2024 annual accounts
since 2018
since 2023
since 2018
Establishments
Establishment units
Physical locations of this company
Statiestraat 92A box 2
1570 Pajottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0690.747.688
- VAT number
- BE 0690.747.688
- Registered office
- Statiestraat 92A bus 2, 1570 Pajottegem
- Names & denominations
- Pajot Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2018
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars