Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
B.M.A. Invest from Ham-sur-Heure-Nalinnes, company number BE0690518254, closed financial year 2024 with a result of € 48,520 after tax. For that financial year B.M.A. Invest recorded a gross margin of € 194,873 and equity of € -36,803. Compared with financial year 2023, the result moved from € -1,101 to € 48,520. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ -36,803
▲ € 48,520 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,520
▲ still € 1,101 loss in 2023
Profit after tax over the fiscal year.
€ 26,238
▲ 40% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -55,703.
People and assets in 2024
€ 134,980
▼ 17% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 71,560
▲ € 65,484 vs 2023
Of which on lease € 68,540.
Debts at end 2024
€ 69,030
▲ € 66,168 vs 2023
€ 25,149 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 13,050
▼ 79% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 41,844
▼ 6% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 134,926 | € 147,293 | € 198,207 | € 194,873 | ▼ 2% |
| Profit after taxes | € 1,680 | € -88,534 | € -1,101 | € 48,520 | ▲ € 49,621 |
| Equity | € 4,312 | € -84,223 | € -85,323 | € -36,803 | ▲ € 48,520 |
| Total debts | € 183,679 | € 288,246 | € 164,488 | € 184,042 | ▲ 12% |
| Cash | € 41,841 | € 15,807 | € 18,689 | € 26,238 | ▲ 40% |
| Retained profit | € -14,588 | € -103,123 | € -104,223 | € -55,703 | ▲ € 48,520 |
| Bank debt | € 25,329 | € 14,191 | € 2,862 | € 69,030 | ▲ € 66,168 |
| Balance sheet total | € 187,991 | € 204,023 | € 79,165 | € 147,238 | ▲ 86% |
Key figures of B.M.A. Invest, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to B.M.A. Invest?
What happened at B.M.A. Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 48,520. filed late Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
- Mohammed Achraf Bakkarai became a director. NBB
- Oualid Abderrahoul became a director. NBB
In short
From € 1,680 profit in 2021 to € 48,520 profit in 2024.
Paid € 4,066 in corporate taxes since 2021.
Best year ever: 2024, with € 48,520 profit.
A new publication or filing at B.M.A. Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind B.M.A. Invest are Mohammed Achraf Bakkarai and Oualid Abderrahoul.
Directors
According to the 2024 annual accounts
Mohammed Achraf Bakkarai
Director
since 2018
Oualid Abderrahoul
Associate
since 2018
Establishments
Establishment units
Physical locations of this company
Rue de Philippeville(NAL) 5
6120 Ham-sur-Heure-Nalinnes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0690.518.254
- VAT number
- BE 0690.518.254
- Registered office
- Rue de Philippeville(NAL) 5, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- B.M.A. Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 February 2018
- Peppol
- Active · Active since 12 Feb 2026
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Catering van evenementen
Eetgelegenheden met volledige bediening