Financials
Financial year 2025
VG FINANCE from Houffalize, company number BE0689840343, closed financial year 2025 with a result of € 59,725 after tax. For that financial year VG FINANCE recorded a gross margin of € 159,249 and equity of € 275,821. Compared with financial year 2024, the result moved from € 12,304 to € 59,725. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 275,821
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,725
▲ € 47,421 vs 2024
Profit after tax over the fiscal year.
€ 170,829
▲ € 135,958 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 61,176 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 88,763
▼ 15% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 55,517
▲ 10% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 227,790
▼ 8% vs 2024
€ 35,966 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 7,007
▲ 160% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,176
▲ 150% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 204,000 | € 181,935 | € 151,956 | € 159,249 | ▲ 5% |
| Profit after taxes | € 157,472 | € 18,762 | € 12,304 | € 59,725 | ▲ € 47,421 |
| Equity | € 300,690 | € 277,469 | € 277,273 | € 275,821 | ▼ 1% |
| Total debts | € 324,829 | € 298,145 | € 255,522 | € 273,150 | ▲ 7% |
| Cash | € 216,248 | € 54,378 | € 34,871 | € 170,829 | ▲ € 135,958 |
| Land & buildings | € 6,212 | € 12,878 | € 11,454 | € 10,031 | ▼ 12% |
| Retained profit | € 282,090 | € 277,469 | € 274,773 | € 273,321 | ▼ 1% |
| Dividend | € 24,000 | € 25,882 | € 12,500 | € 61,176 | ▲ € 48,676 |
| Bank debt | € 308,343 | € 283,452 | € 248,550 | € 227,790 | ▼ 8% |
| Balance sheet total | € 625,518 | € 575,614 | € 532,795 | € 548,971 | ▲ 3% |
Key figures of VG FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VG FINANCE?
What happened at VG FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 59,725 (▲ € 47,421 vs 2024). Source: NBB ↗
- New establishment in Houffalize. KBO
- Start of the company according to the CBE. KBO
In short
From € 157,472 profit in 2022 to € 59,725 profit in 2025.
Paid € 42,646 in corporate taxes since 2022.
Best year ever: 2022, with € 157,472 profit.
Paid out € 123,559 in dividends to the owners in total.
Management
Behind VG FINANCE is Vanessa GATEZ. Vanessa GATEZ is also behind GLB FINANCES and BCSG FINANCE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Saint-Roch 75
6660 Houffalize
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0689.840.343
- VAT number
- BE 0689.840.343
- Registered office
- Rue Saint-Roch 75, 6660 Houffalize
- Names & denominations
- VG FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 2018
- Peppol
- Active · Active since 5 Feb 2026
- Activities · NACE
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