Active · per the CBE, 30 October 2026

GARAGE LAMY

BE0689825101

Rechtspersoon Private limited company 1 establishment

GARAGE LAMY is a repair service in Ham-sur-Heure-Nalinnes. Private Limited, started on 6 February 2018, 1 establishment.

Chemin des Trois Arbres(HSH) 5, 6120 Ham-sur-Heure-Nalinnes

Behind the company: XAVIER LAMY.

Active for

8 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Negative equity NBB

    More debt than assets in 1 of the last 4 fiscal years.

  • Two loss years in a row NBB

    Negative result in 2023 and 2024.

  • Tight liquidity NBB

    Cash and receivables cover 51 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

GARAGE LAMY from Ham-sur-Heure-Nalinnes, company number BE0689825101, closed financial year 2024 with a result of € -43,387 after tax. For that financial year GARAGE LAMY recorded a gross margin of € 85,505 and equity of € -38,136. Compared with financial year 2023, the result moved from € -18,103 to € -43,387. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 11, 2025.

What it is worth Caution

€ -38,136

▼ € 43,387 vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -43,387

▼ 140 % more loss than in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 20,803

▼ 13% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -44,336.

People and assets in 2024

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 65,476

▲ 10% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 43,552

▼ 24% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 4 years to go

€ 46,971

▼ 29% vs 2023

€ 12,194 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 57,953

▲ 48% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 55,396

▲ 49% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 70,146 € 78,089 € 75,793 € 85,505 ▲ 13%
Profit after taxes € 7,096 € 15,618 € -18,103 € -43,387 ▼ € 25,284
Equity € 7,737 € 23,355 € 5,252 € -38,136 ▼ € 43,387
Total debts € 82,793 € 92,894 € 149,661 € 167,398 ▲ 12%
Cash € 32,839 € 25,349 € 23,784 € 20,803 ▼ 13%
Land & buildings - - - € 3,615
Retained profit € 1,537 € 17,155 € -948 € -44,336 ▼ € 43,387
Bank debt € 24,036 € 21,327 € 65,820 € 46,971 ▼ 29%
Balance sheet total € 90,530 € 116,249 € 154,912 € 129,263 ▼ 17%

Key figures of GARAGE LAMY, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to GARAGE LAMY?

What happened at GARAGE LAMY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: loss of € 43,387. filed late Source: NBB ↗
  • New establishment in Fontaine-l'Evêque. KBO
  • Start of the company according to the CBE. KBO

In short

From € 7,096 profit in 2021 to € 43,387 loss in 2024.

Paid € 2,305 in corporate taxes since 2021.

Best year ever: 2022, with € 15,618 profit.

Management

XAVIER LAMY
GARAGE LAMY

Behind GARAGE LAMY is XAVIER LAMY.

Directors

According to the 2024 annual accounts

XAVIER LAMY

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Chemin des Trois Arbres(HSH) 5

6120 Ham-sur-Heure-Nalinnes

2.273.020.103

Rue Pastur(LEE) 12 box b

6142 Fontaine-l'Evêque

Active since 6 February 2018

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0689.825.101
VAT number
BE 0689.825.101
Registered office
Chemin des Trois Arbres(HSH) 5, 6120 Ham-sur-Heure-Nalinnes
Names & denominations
GARAGE LAMY
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
6 February 2018
Peppol
Active · Active since 10 Dec 2025
Activities · NACE

Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)

Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)

Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)

Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)

Frequently asked questions

What does GARAGE LAMY do?
GARAGE LAMY is a repair service in Ham-sur-Heure-Nalinnes. Private Limited, started on 6 February 2018, 1 establishment.
What is the address of GARAGE LAMY?
The registered office of GARAGE LAMY is located at Chemin des Trois Arbres(HSH) 5, 6120 Ham-sur-Heure-Nalinnes.
Is GARAGE LAMY still active?
Yes. According to the CBE (30 October 2026) GARAGE LAMY is active, legal situation “Normale toestand”, started on 6 February 2018.
Is GARAGE LAMY registered on Peppol?
Yes, GARAGE LAMY is registered on the Peppol network with ID 0208:0689825101.
What is the enterprise number of GARAGE LAMY?
The enterprise number of GARAGE LAMY is BE0689825101.
When was GARAGE LAMY founded?
GARAGE LAMY was founded on 6 February 2018.