Active · per the CBE, 18 September 2026
DEROO & PARTNERS logo

DEROO & PARTNERS

BE0689588737

Rechtspersoon Private limited company 2 establishments

DEROO & PARTNERS is an insurance broker in Kortrijk. Private Limited, started on 30 January 2018, 2 establishments.

Warande(Heu) 46, 8501 Kortrijk derooenpartners.be 056 32 31 81 [email protected]

Behind the company: Despriet Stéphanie, Cimax BV.

Active for

8 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DEROO & PARTNERS from Kortrijk, company number BE0689588737, closed financial year 2025 with a result of € 26,839 after tax. For that financial year DEROO & PARTNERS recorded a gross margin of € 404,371 and equity of € 52,154. Compared with financial year 2024, the result moved from € 64,675 to € 26,839. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 52,154

▲ 106% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 26,839

▼ 59% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 69,976

▲ € 58,645 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 33,554.

People and assets in 2025

Wage cost

€ 249,256

▲ 31% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 24,560

▲ 69% vs 2024

Of which on lease € 13,683.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 272,929

▲ 148% vs 2024

€ 62,270 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 47,611

▲ 112% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 57,027

▲ 28% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 401,957 € 428,127 € 372,759 € 404,371 ▲ 8%
Profit after taxes € 82,841 € 100,603 € 64,675 € 26,839 ▼ 59%
Equity € 65,037 € 65,640 € 25,315 € 52,154 ▲ 106%
Total debts € 815,566 € 746,877 € 677,044 € 650,289 ▼ 4%
Cash € 28,389 € 61,462 € 11,331 € 69,976 ▲ € 58,645
Retained profit € 46,437 € 47,040 € 6,715 € 33,554 ▲ € 26,839
Dividend € 70,000 € 100,000 € 105,000 € 0 ▼ 100%
Bank debt € 206,254 € 152,422 € 109,851 € 272,929 ▲ 148%
Balance sheet total € 880,603 € 812,517 € 702,359 € 702,444

Key figures of DEROO & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DEROO & PARTNERS?

What happened at DEROO & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 26,839 (▼ 59% vs 2024). filed late Source: NBB ↗
  • Despriet Stéphanie became a director. NBB
  • Cimax BV became a director. NBB
  • New establishment in Kuurne. KBO
  • New establishment in Kortrijk. KBO
  • Start of the company according to the CBE. KBO

In short

From € 82,841 profit in 2022 to € 26,839 profit in 2025.

Paid € 56,764 in corporate taxes since 2022.

Best year ever: 2023, with € 100,603 profit.

Paid out € 275,000 in dividends to the owners in total.

Management

Despriet Stéphanie Cimax BV
DEROO & PARTNERS

Behind DEROO & PARTNERS are Despriet Stéphanie and Cimax BV.

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Directors

According to the 2025 annual accounts

Despriet Stéphanie

Director

since 2021

Cimax BV

Director · represented by Deroo Bram

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Warande(Heu) 46

8501 Kortrijk

2.338.824.903

Marktplein 3

8520 Kuurne

Active since 1 July 2018

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

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Certifications & Partners

FEB/VBO

Website info

HTTPS Ja
Languages NL
Copyright 2026

Features

Webshop

Details

Company number
0689.588.737
VAT number
BE 0689.588.737
Registered office
Warande(Heu) 46, 8501 Kortrijk
Names & denominations
DEROO & PARTNERS
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
30 January 2018
Peppol
Active · Active since 27 Mar 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van holdings

Holdings

Frequently asked questions

What does DEROO & PARTNERS do?
DEROO & PARTNERS is an insurance broker in Kortrijk. Private Limited, started on 30 January 2018, 2 establishments.
What is the address of DEROO & PARTNERS?
The registered office of DEROO & PARTNERS is located at Warande(Heu) 46, 8501 Kortrijk.
Is DEROO & PARTNERS still active?
Yes. According to the CBE (18 September 2026) DEROO & PARTNERS is active, legal situation “Normale toestand”, started on 30 January 2018.
Is DEROO & PARTNERS registered on Peppol?
Yes, DEROO & PARTNERS is registered on the Peppol network with ID 0208:0689588737.
What is the enterprise number of DEROO & PARTNERS?
The enterprise number of DEROO & PARTNERS is BE0689588737.
When was DEROO & PARTNERS founded?
DEROO & PARTNERS was founded on 30 January 2018.