What does DEROO & PARTNERS do?

DEROO & PARTNERS is an insurance broker in Kortrijk. Private Limited, started on 30 January 2018, 2 establishments.

What is the address of DEROO & PARTNERS?

The registered office of DEROO & PARTNERS is located at Warande(Heu) 46, 8501 Kortrijk.

Is DEROO & PARTNERS still active?

Yes. According to the CBE (2 November 2026) DEROO & PARTNERS is active, legal situation “Normale toestand”, started on 30 January 2018.

Is DEROO & PARTNERS registered on Peppol?

Yes, DEROO & PARTNERS is registered on the Peppol network with ID 0208:0689588737.

What is the enterprise number of DEROO & PARTNERS?

The enterprise number of DEROO & PARTNERS is BE0689588737.

When was DEROO & PARTNERS founded?

DEROO & PARTNERS was founded on 30 January 2018.

Who are the directors of DEROO & PARTNERS?

According to the 2025 annual accounts, the directors of DEROO & PARTNERS are: Despriet Stéphanie, Cimax BV.

Is DEROO & PARTNERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 January 2018; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did DEROO & PARTNERS make in 2025?

DEROO & PARTNERS posted a profit after taxes of € 26,839 in financial year 2025.

What is the revenue of DEROO & PARTNERS?

As a small company, DEROO & PARTNERS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 404,371.

Does DEROO & PARTNERS have a website?

Yes, DEROO & PARTNERS has a website at derooenpartners.be.

DEROO & PARTNERS (Private Limited) - Kortrijk

Dossier DEROO & PARTNERS, printed on 2 November 2026 from databakkes.be/en/0689588737/deroo-partners. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DEROO & PARTNERS from Kortrijk, company number BE0689588737, closed financial year 2025 with a result of € 26,839 after tax. For that financial year DEROO & PARTNERS recorded a gross margin of € 404,371 and equity of € 52,154. Compared with financial year 2024, the result moved from € 64,675 to € 26,839. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 52,154

▲ 106% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 26,839

▼ 59% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 69,976

▲ € 58,645 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 33,554.

People and assets in 2025

Wage cost

€ 249,256

▲ 31% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 24,560

▲ 69% vs 2024

Of which on lease € 13,683.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 272,929

▲ 148% vs 2024

€ 62,270 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 47,611

▲ 112% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 57,027

▲ 28% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 401,957 Gross margin 2022: € 401,957 First fiscal year in the series	€ 428,127 Gross margin 2023: € 428,127 ▲ 7% vs 2022 (€ 401,957) Favourable step	€ 372,759 Gross margin 2024: € 372,759 ▼ 13% vs 2023 (€ 428,127) Unfavourable step	€ 404,371 Gross margin 2025: € 404,371 ▲ 8% vs 2024 (€ 372,759) Favourable step	▲ 8%
Profit after taxes	€ 82,841 Profit after taxes 2022: € 82,841 First fiscal year in the series	€ 100,603 Profit after taxes 2023: € 100,603 ▲ 21% vs 2022 (€ 82,841) Favourable step	€ 64,675 Profit after taxes 2024: € 64,675 ▼ 36% vs 2023 (€ 100,603) Unfavourable step	€ 26,839 Profit after taxes 2025: € 26,839 ▼ 59% vs 2024 (€ 64,675) Unfavourable step	▼ 59%
Equity	€ 65,037 Equity 2022: € 65,037 First fiscal year in the series	€ 65,640 Equity 2023: € 65,640 ▲ 1% vs 2022 (€ 65,037) Favourable step	€ 25,315 Equity 2024: € 25,315 ▼ 61% vs 2023 (€ 65,640) Unfavourable step	€ 52,154 Equity 2025: € 52,154 ▲ 106% vs 2024 (€ 25,315) Favourable step	▲ 106%
Total debts	€ 815,566 Total debts 2022: € 815,566 First fiscal year in the series	€ 746,877 Total debts 2023: € 746,877 ▼ 8% vs 2022 (€ 815,566) Favourable step	€ 677,044 Total debts 2024: € 677,044 ▼ 9% vs 2023 (€ 746,877) Favourable step	€ 650,289 Total debts 2025: € 650,289 ▼ 4% vs 2024 (€ 677,044) Favourable step	▼ 4%
Cash	€ 28,389 Cash 2022: € 28,389 First fiscal year in the series	€ 61,462 Cash 2023: € 61,462 ▲ 117% vs 2022 (€ 28,389) Favourable step	€ 11,331 Cash 2024: € 11,331 ▼ 82% vs 2023 (€ 61,462) Unfavourable step	€ 69,976 Cash 2025: € 69,976 ▲ € 58,645 vs 2024 (€ 11,331) Favourable step	▲ € 58,645
Retained profit	€ 46,437 Retained profit 2022: € 46,437 First fiscal year in the series	€ 47,040 Retained profit 2023: € 47,040 ▲ 1% vs 2022 (€ 46,437) Favourable step	€ 6,715 Retained profit 2024: € 6,715 ▼ 86% vs 2023 (€ 47,040) Unfavourable step	€ 33,554 Retained profit 2025: € 33,554 ▲ € 26,839 vs 2024 (€ 6,715) Favourable step	▲ € 26,839
Dividend	€ 70,000 Dividend 2022: € 70,000 First fiscal year in the series	€ 100,000 Dividend 2023: € 100,000 ▲ 43% vs 2022 (€ 70,000) Unchanged	€ 105,000 Dividend 2024: € 105,000 ▲ 5% vs 2023 (€ 100,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 105,000) Unchanged	▼ 100%
Bank debt	€ 206,254 Bank debt 2022: € 206,254 First fiscal year in the series	€ 152,422 Bank debt 2023: € 152,422 ▼ 26% vs 2022 (€ 206,254) Favourable step	€ 109,851 Bank debt 2024: € 109,851 ▼ 28% vs 2023 (€ 152,422) Favourable step	€ 272,929 Bank debt 2025: € 272,929 ▲ 148% vs 2024 (€ 109,851) Unfavourable step	▲ 148%
Balance sheet total	€ 880,603 Balance sheet total 2022: € 880,603 First fiscal year in the series	€ 812,517 Balance sheet total 2023: € 812,517 ▼ 8% vs 2022 (€ 880,603) Unchanged	€ 702,359 Balance sheet total 2024: € 702,359 ▼ 14% vs 2023 (€ 812,517) Unchanged	€ 702,444 Balance sheet total 2025: € 702,444 Unchanged (€ 702,359) Unchanged

Key figures of DEROO & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DEROO & PARTNERS?

What happened at DEROO & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 26,839 (▼ 59% vs 2024). filed late Source: NBB ↗
2021 Despriet Stéphanie became a director. NBB
2021 Cimax BV became a director. NBB
Jul 1, 2018 New establishment in Kuurne. KBO
Jan 30, 2018 New establishment in Kortrijk. KBO
Jan 30, 2018 Start of the company according to the CBE. KBO

In short

From € 82,841 profit in 2022 to € 26,839 profit in 2025.

Paid € 56,764 in corporate taxes since 2022.

Best year ever: 2023, with € 100,603 profit.

Paid out € 275,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Despriet Stéphanie Cimax BV

DEROO & PARTNERS

Behind DEROO & PARTNERS are Despriet Stéphanie and Cimax BV.

Directors

According to the 2025 annual accounts

Despriet Stéphanie

Director

since 2021

Cimax BV

Director · represented by Deroo Bram

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Warande(Heu) 46

8501 Kortrijk

2.338.824.903

Marktplein 3

8520 Kuurne

Active since 1 July 2018

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

CIMAX-DEROO

CIMAX same network

€ 199,250 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS derooenpartners.be

Canonical: https://www.derooenpartners.be/

Technologies

BootstrapCloudflare CDNJSCookie ConsentFont AwesomeNginxPWAPlausiblejQueryjsDelivr

Certifications & Partners

FEB/VBO

Website info

HTTPS Ja

Languages NL

Features

Webshop

Details

Company number

0689.588.737

VAT number

BE 0689.588.737

Registered office

Warande(Heu) 46, 8501 Kortrijk

Names & denominations

DEROO & PARTNERS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

30 January 2018

Peppol

Active · Active since 21 Oct 2026

Contact

derooenpartners.be [email protected] 056 32 31 81

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

DEROO & PARTNERS

Warning lights

Financials

What happened to DEROO & PARTNERS?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Website info

Features

Details

Frequently asked questions