Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Quartz Holding from Oudsbergen, company number BE0689585074, closed financial year 2025 with a result of € -335,019 after tax. For that financial year Quartz Holding recorded revenue of € 960,000 and equity of € -9.7 million. Compared with financial year 2024, the result moved from € -33.6 million to € -335,019. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -9.7 million
▼ € 335,019 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -335,019
▲ 99 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,579
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -24.7 million.
People and assets in 2025
2
Average over the fiscal year, from the social balance sheet.
€ 279,170
▲ 2% vs 2024
€ 139,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 9.3 million
▼ 13% vs 2024
Loans from banks and other lenders, long and short.
€ 76,601
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 48 days on average.
€ 172,675
▲ 98% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 853,192 | € 960,000 | € 960,000 | € 960,000 | |
| Profit after taxes | € 2,179,654 | € 1,947,508 | € -33,551,432 | € -335,019 | ▲ € 33.2 million |
| Equity | € 22,283,413 | € 24,230,921 | € -9,320,511 | € -9,655,530 | ▼ € 335,019 |
| Total debts | € 11,302,917 | € 10,789,018 | € 11,080,107 | € 9,665,111 | ▼ 13% |
| Cash | € 13,680 | € 72,767 | € 15,851 | € 9,579 | ▼ 40% |
| Retained profit | € 7,283,413 | € 9,230,921 | € -24,320,511 | € -24,655,530 | ▼ € 335,019 |
| Bank debt | € 10,646,373 | € 10,296,373 | € 10,755,069 | € 9,323,733 | ▼ 13% |
| Balance sheet total | € 33,586,330 | € 35,019,939 | € 1,759,595 | € 9,580 | ▼ 99% |
| Employees (FTE) | 2 | 2 | 2 | 2 |
Key figures of Quartz Holding, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Quartz Holding?
What happened at Quartz Holding in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Joke Segers stepped down as director. NBB
- Dirinvest NV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 335,019. Source: NBB ↗
- Jozef Vandael stepped down as director. NBB
- José Hendrikx stepped down as director. NBB
- Ruth De Wulf stepped down as director. NBB
- Creafund NV stepped down as director. NBB
- Creafund Asset Management NV stepped down as director. NBB
In short
From € 2.2 million profit in 2022 to € 335,019 loss in 2025.
Paid € 89,919 in corporate taxes since 2022.
Best year ever: 2022, with € 2.2 million profit.
Pays suppliers within 48 days on average.
A new publication or filing at Quartz Holding? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by Dirk Schelfhout (76.1%), Dirinvest NV (12.2%), Laerhof NV (10%) and Joke Segers (1.7%). It owns 100% of Diresco itself.
Directors
According to the 2025 annual accounts
Ruth De Wulf
Director
Also active at: Beddeleem, DIRESCO, COEMAN PACKAGING, Purna Pharmaceuticals, SOFICS, Cu.be Solutions, MOBILE LOCKER, CREAFUND ASSET MANAGEMENT +9 more
· until 2025
Director · represented by Herman Wielfaert
Also active at: DIRESCO, COEMAN PACKAGING, CREALOAN, SOFICS, Cu.be Solutions, JOVEGI, MOBILE LOCKER, SOLFAR +11 more
since 2023 · until 2025
Jozef Vandael
Director
since 2023 · until 2026
Director · represented by Kenneth Depuydt
Also active at: Beddeleem, DIRESCO, Purna Pharmaceuticals, CREALOAN, Cu.be Solutions, JOVEGI, MOBILE LOCKER, CARE INVESTCO +2 more
since 2023 · until 2025
since 2023 · until 2029
since 2023 · until 2026
since 2023 · until 2029
Shareholders
Participations
100%
Establishments
Establishment units
Physical locations of this company
Industrieweg-Noord 1134
3660 Oudsbergen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0689.585.074
- VAT number
- BE 0689.585.074
- Registered office
- Industrieweg-Noord 1134, 3660 Oudsbergen
- Names & denominations
- Quartz Holding
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 2018
- Peppol
- Active · Active since 30 Dec 2025
- Contact
- diresco.be
- Activities · NACE
Activiteiten van holdings
Holdings
Overige zakelijke dienstverlening, neg