Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LISA from Malmedy, company number BE0689554093, closed financial year 2025 with a result of € 8,980 after tax. For that financial year LISA recorded a gross margin of € 21,309 and equity of € -17,658. Compared with financial year 2024, the result moved from € -39,407 to € 8,980. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ -17,658
▲ € 8,980 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,980
▲ still € 39,407 loss in 2024
Profit after tax over the fiscal year.
€ 11,796
▲ 106% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -47,658.
People and assets in 2025
€ 2,946
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,695
▼ 45% vs 2024
€ 8,513 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 16,226
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,835
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 46,746 | € 28,889 | € -12,099 | € 21,309 | ▲ € 33,409 |
| Profit after taxes | € -14,456 | € -23,118 | € -39,407 | € 8,980 | ▲ € 48,387 |
| Equity | € 35,887 | € 12,769 | € -26,638 | € -17,658 | ▲ € 8,980 |
| Total debts | € 52,104 | € 52,803 | € 86,658 | € 73,262 | ▼ 15% |
| Cash | € 16,905 | € 1,049 | € 5,732 | € 11,796 | ▲ 106% |
| Retained profit | € 5,887 | € -17,231 | € -56,638 | € -47,658 | ▲ € 8,980 |
| Bank debt | € 18,084 | € 10,785 | € 24,971 | € 13,695 | ▼ 45% |
| Balance sheet total | € 87,992 | € 65,572 | € 60,020 | € 55,604 | ▼ 7% |
Key figures of LISA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LISA?
What happened at LISA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,980. filed late Source: NBB ↗
- Pierre MARBEHANT became a director. NBB
- New establishment in Bastogne. KBO
- New establishment in Malmedy. KBO
- Jutta SCHWALL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 14,456 loss in 2022 to € 8,980 profit in 2025.
Paid € 1,449 in corporate taxes since 2022.
Best year ever: 2025, with € 8,980 profit.
Management
Behind LISA are Jutta SCHWALL and Pierre MARBEHANT.
Directors
According to the 2025 annual accounts
Jutta SCHWALL
Director
since 2018
Pierre MARBEHANT
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Place Albert Ier 35
4960 Malmedy
Rue du Sablon 99
6600 Bastogne
Active since 1 May 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0689.554.093
- VAT number
- BE 0689.554.093
- Registered office
- Place Albert Ier 35, 4960 Malmedy
- Names & denominations
- LISA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 2018
- Peppol
- Active · Active since 15 Oct 2025
- Activities · NACE
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