Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAR Trading from Antwerpen, company number BE0688986941, closed financial year 2025 with a result of € 3,546 after tax. For that financial year ZAR Trading recorded a gross margin of € 7,075 and equity of € 20,880. Compared with financial year 2024, the result moved from € -482 to € 3,546. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 20,880
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,546
▲ still € 482 loss in 2024
Profit after tax over the fiscal year.
€ 9,399
▲ € 8,487 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 8,480.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 334
▼ 81% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,477
Loans from banks and other lenders, long and short.
€ 71,955
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,555
▼ 65% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,411 | € 10,253 | € 5,749 | € 7,075 | ▲ 23% |
| Profit after taxes | € 1,685 | € 5,505 | € -482 | € 3,546 | ▲ € 4,028 |
| Equity | € 12,311 | € 17,816 | € 17,334 | € 20,880 | ▲ 20% |
| Total debts | € 65,161 | € 72,921 | € 138,806 | € 167,244 | ▲ 20% |
| Cash | € 17,658 | € 3,664 | € 912 | € 9,399 | ▲ € 8,487 |
| Retained profit | € -89 | € 5,416 | € 4,934 | € 8,480 | ▲ 72% |
| Bank debt | € 0 | € 0 | € 0 | € 1,477 | |
| Balance sheet total | € 77,472 | € 90,736 | € 156,140 | € 188,124 | ▲ 20% |
Key figures of ZAR Trading, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to ZAR Trading?
What happened at ZAR Trading in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,546. Source: NBB ↗
- New establishment in Schelle. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
In short
From € 1,685 profit in 2022 to € 3,546 profit in 2025.
Paid € 2,274 in corporate taxes since 2022.
Best year ever: 2023, with € 5,505 profit.
Management
Behind ZAR Trading is Tarik Zaryouh.
Directors
According to the 2025 annual accounts
Tarik Zaryouh
Director
Establishments
Establishment units
Physical locations of this company
Fotografielaan 84
2610 Antwerpen
Boomse Steenweg 84
2627 Schelle
Active since 1 February 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- ZARYOUH Yousra(oprichter) 70%
- ZARYOUH Tarik(oprichter) 30%
Details
- Company number
- 0688.986.941
- VAT number
- BE 0688.986.941
- Registered office
- Fotografielaan 84, 2610 Antwerpen
- Names & denominations
- ZAR Trading
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 2018
- Peppol
- Active · Active since 18 Jun 2025
- Activities · NACE
Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen
Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Technische controle van motorvoertuigen
Groothandel in motorfietsen, delen en toebehoren van motorfietsen
Handelsbemiddeling en groothandel in motorfietsen en delen en toebehoren van motorfietsen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)