Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINSPIRATION from Gavere, company number BE0688840154, closed financial year 2025 with a result of € 89,429 after tax. For that financial year FINSPIRATION recorded a gross margin of € 124,686 and equity of € 30,021. Compared with financial year 2024, the result moved from € 84,716 to € 89,429. Profitable, and profit is growing. The buffer shrank hard: equity is 95 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 30,021
▼ 95% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,429
▲ 6% vs 2024
Profit after tax over the fiscal year.
€ 51,114
▲ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 654,118 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 62,681
▲ € 60,180 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 46,837
€ 14,750 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,342
▲ 142% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 118,700
▲ € 97,393 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 69,087 | € 138,449 | € 90,831 | € 124,686 | ▲ 37% |
| Profit after taxes | € 27,741 | € 100,160 | € 84,716 | € 89,429 | ▲ 6% |
| Equity | € 469,172 | € 538,229 | € 594,710 | € 30,021 | ▼ 95% |
| Total debts | € 64,796 | € 44,419 | € 32,459 | € 723,241 | ▲ € 690,782 |
| Cash | € 391,630 | € 88,390 | € 47,385 | € 51,114 | ▲ 8% |
| Retained profit | € 450,622 | € 520,427 | € 576,908 | € 12,219 | ▼ 98% |
| Dividend | € 7,059 | € 30,355 | € 28,235 | € 654,118 | ▲ € 625,882 |
| Bank debt | € 13,123 | € 0 | € 0 | € 46,837 | |
| Balance sheet total | € 533,968 | € 582,648 | € 627,169 | € 753,262 | ▲ 20% |
Key figures of FINSPIRATION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINSPIRATION?
What happened at FINSPIRATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 89,429 (▲ 6% vs 2024). Source: NBB ↗
- New establishment in Gavere. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,741 profit in 2022 to € 89,429 profit in 2025.
Paid € 84,478 in corporate taxes since 2022.
Best year ever: 2023, with € 100,160 profit.
Paid out € 719,767 in dividends to the owners in total.
Management
Behind FINSPIRATION is Tom DeKeyser. Tom DeKeyser is also behind LEMAHIEU GROUP and LDCwood.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Borrestraat 2
9890 Gavere
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0688.840.154
- VAT number
- BE 0688.840.154
- Registered office
- Borrestraat 2, 9890 Gavere
- Names & denominations
- FINSPIRATION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 January 2018
- Peppol
- Active · Active since 24 Nov 2025
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