Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RIVEA from Knokke-Heist, company number BE0688527675, closed financial year 2025 with a result of € -3,916 after tax. For that financial year RIVEA recorded a gross margin of € -3,326 and equity of € -37,315. Compared with financial year 2024, the result moved from € 16,341 to € -3,916. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ -37,315
▼ € 3,916 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,916
▼ still € 16,341 profit in 2024
Profit after tax over the fiscal year.
€ 4
▲ € 4 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -55,915.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -8,923 | € 28,402 | € 19,963 | € -3,326 | ▼ € 23,289 |
| Profit after taxes | € -15,028 | € 23,884 | € 16,341 | € -3,916 | ▼ € 20,257 |
| Equity | € -73,624 | € -49,740 | € -33,399 | € -37,315 | ▼ € 3,916 |
| Total debts | € 243,215 | € 58,648 | € 62,542 | € 79,383 | ▲ 27% |
| Cash | € 0 | € 28 | € 0 | € 4 | ▲ € 4 |
| Retained profit | € -92,224 | € -68,340 | € -51,999 | € -55,915 | ▼ € 3,916 |
| Bank debt | € 90,495 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 169,591 | € 8,907 | € 29,143 | € 42,067 | ▲ 44% |
Key figures of RIVEA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RIVEA?
What happened at RIVEA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,916 (▼ € 20,257 vs 2024). Source: NBB ↗
- Philippe Termote became a director. NBB
- New establishment in Brasschaat. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,028 loss in 2022 to € 3,916 loss in 2025.
Best year ever: 2023, with € 23,884 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RIVEA is Philippe Termote. Philippe Termote is also behind PRIMAX and ADVOCATENKANTOOR PHILIPPE TERMOTE.
Directors
According to the 2025 annual accounts
since 2025
Establishments
Establishment units
Physical locations of this company
Hazegrasstraat 118
8300 Knokke-Heist
Bisschoppenhoflei 27
2930 Brasschaat
Active since 16 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0688.527.675
- VAT number
- BE 0688.527.675
- Registered office
- Hazegrasstraat 118, 8300 Knokke-Heist
- Names & denominations
- RIVEA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 2018
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Handel in eigen onroerend goed