Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINEDUC BELGIUM from Sint-Pieters-Woluwe, company number BE0687902917, closed financial year 2025 with a result of € -73,167 after tax. For that financial year FINEDUC BELGIUM recorded a gross margin of € 64,151 and equity of € -1.7 million. Compared with financial year 2024, the result moved from € -156,160 to € -73,167. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 6, 2026.
€ -1.7 million
▼ € 73,167 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -73,167
▲ 53 % less loss than in 2024
Profit after tax over the fiscal year.
€ 181,554
▲ € 139,662 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.8 million.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 89,470
▼ 53% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 530,259
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 48,582
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -262,756 | € -70,280 | € 88,386 | € 64,151 | ▼ 27% |
| Profit after taxes | € -465,633 | € -385,323 | € -156,160 | € -73,167 | ▲ € 82,993 |
| Equity | € -1,103,952 | € -1,489,275 | € -1,645,435 | € -1,718,602 | ▼ € 73,167 |
| Total debts | € 1,725,614 | € 2,261,963 | € 2,127,665 | € 1,943,240 | ▼ 9% |
| Cash | € 88,871 | € 96,372 | € 41,892 | € 181,554 | ▲ € 139,662 |
| Retained profit | € -1,165,452 | € -1,550,775 | € -1,706,935 | € -1,780,102 | ▼ € 73,167 |
| Balance sheet total | € 621,662 | € 772,688 | € 482,230 | € 224,637 | ▼ 53% |
| Employees (FTE) | 3.2 | 3 | - | - |
Key figures of FINEDUC BELGIUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FINEDUC BELGIUM?
What happened at FINEDUC BELGIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 73,167. Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 465,633 loss in 2022 to € 73,167 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINEDUC BELGIUM are FINEDUC SAS and Fabrice BARDECHE.
Directors
According to the 2025 annual accounts
Director · represented by Mardochée Makha SELLAM
Fabrice BARDECHE
Director
Establishments
Establishment units
Physical locations of this company
Tervurenlaan 142
1150 Sint-Pieters-Woluwe
Koningsstraat 192
1000 Brussel
Active since 12 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0687.902.917
- VAT number
- BE 0687.902.917
- Registered office
- Tervurenlaan 142, 1150 Sint-Pieters-Woluwe
- Names & denominations
- FINEDUC BELGIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 2018
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
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