Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Accès Habitat from Fernelmont, company number BE0687849170, closed financial year 2025 with a result of € -354,638 after tax. For that financial year Accès Habitat recorded a gross margin of € -115,231 and equity of € 158,160. Compared with financial year 2024, the result moved from € 420,351 to € -354,638. The company made a loss. The buffer shrank hard: equity is 69 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 158,160
▼ 69% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -354,638
▼ still € 420,351 profit in 2024
Profit after tax over the fiscal year.
€ 344,557
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 128,160.
People and assets in 2025
2.5
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 150,045
▲ 19% vs 2024
€ 60,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,672
▲ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 9.5 million
▲ 105% vs 2024
€ 35,474 is repaid this year. At this pace the long-term loan is gone in ≈ 54 years.
€ 462,449
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,944
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,178,673 | € -2,772 | € 826,043 | € -115,231 | ▼ € 941,274 |
| Profit after taxes | € 2,254,436 | € -64,862 | € 420,351 | € -354,638 | ▼ € 774,989 |
| Equity | € 157,308 | € 92,446 | € 512,797 | € 158,160 | ▼ 69% |
| Total debts | € 1,874,876 | € 3,233,513 | € 5,557,105 | € 10,881,852 | ▲ 96% |
| Cash | € 999,771 | € 250,396 | € 936,092 | € 344,557 | ▼ 63% |
| Land & buildings | - | - | - | € 1,238,306 | |
| Retained profit | € 127,308 | € 62,446 | € 482,797 | € 128,160 | ▼ 73% |
| Dividend | € 2,500,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 653,739 | € 4,633,141 | € 9,516,692 | ▲ 105% |
| Balance sheet total | € 2,051,184 | € 3,344,959 | € 6,088,902 | € 11,059,012 | ▲ 82% |
| Employees (FTE) | 1 | 1.5 | 2.4 | 2.5 | ▲ 0.1 |
Key figures of Accès Habitat, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Accès Habitat?
What happened at Accès Habitat in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 354,638 (▼ € 774,989 vs 2024). filed late Source: NBB ↗
- BULL ML SRL became a director. NBB
- New establishment in Fernelmont. KBO
- Start of the company according to the CBE. KBO
In short
From € 2.3 million profit in 2022 to € 354,638 loss in 2025.
Paid € 874,795 in corporate taxes since 2022.
Best year ever: 2022, with € 2.3 million profit.
On average € 344,200 of value added per employee in 2024.
Management
Behind Accès Habitat is BULL ML SRL.
Directors
According to the 2025 annual accounts
Director · represented by Melvin Lecoq
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Constant Dozo,ZE,Pont. 5
5380 Fernelmont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0687.849.170
- VAT number
- BE 0687.849.170
- Registered office
- Rue Constant Dozo,ZE,Pont. 5, 5380 Fernelmont
- Names & denominations
- Accès Habitat
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2018
- Peppol
- Active · Active since 23 Mar 2026
- Activities · NACE
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