Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cato invest from Wingene, company number BE0687671305, closed financial year 2025 with a result of € 65,383 after tax. For that financial year Cato invest recorded a gross margin of € 274,038 and equity of € 432,387. Compared with financial year 2024, the result moved from € 40,292 to € 65,383. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 432,387
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 65,383
▲ 62% vs 2024
Profit after tax over the fiscal year.
€ 16,002
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 382,387.
People and assets in 2025
3
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 168,122
▲ 41% vs 2024
€ 56,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 500,000
€ 200,000 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,293
▼ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 70,917
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 193,917 | € 193,276 | € 192,445 | € 274,038 | ▲ 42% |
| Profit after taxes | € 80,545 | € 83,439 | € 40,292 | € 65,383 | ▲ 62% |
| Equity | € 243,274 | € 326,713 | € 367,005 | € 432,387 | ▲ 18% |
| Total debts | € 957,460 | € 872,431 | € 599,904 | € 584,389 | ▼ 3% |
| Cash | € 244,308 | € 40,872 | € 32,607 | € 16,002 | ▼ 51% |
| Retained profit | € 193,274 | € 276,713 | € 317,005 | € 382,387 | ▲ 21% |
| Dividend | € 75,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 800,000 | € 800,000 | € 500,000 | € 500,000 | |
| Balance sheet total | € 1,200,734 | € 1,199,143 | € 966,909 | € 1,016,776 | ▲ 5% |
| Employees (FTE) | 1 | 1 | 2.1 | 3 | ▲ 0.9 |
Key figures of Cato invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cato invest?
What happened at Cato invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 65,383 (▲ 62% vs 2024). filed late Source: NBB ↗
- Thomas Debouvere became a director. NBB
- New establishment in Wingene. KBO
- Charlotte Verbeke became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 80,545 profit in 2022 to € 65,383 profit in 2025.
Paid € 109,794 in corporate taxes since 2022.
Best year ever: 2023, with € 83,439 profit.
On average € 91,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Cato invest are Thomas Debouvere and Charlotte Verbeke. It owns 99.8% of Verbeke Machines bv itself.
Directors
According to the 2025 annual accounts
since 2020
Charlotte Verbeke
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Poekestraat 16
8755 Wingene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0687.671.305
- VAT number
- BE 0687.671.305
- Registered office
- Poekestraat 16, 8755 Wingene
- Names & denominations
- Cato invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2018
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Activiteiten van holdings
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Holdings
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