Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 14.7 to 0.
Financials
Financial year 2025
VBL ADVISORY from Blankenberge, company number BE0687664771, closed financial year 2025 with a result of € -8,805 after tax. For that financial year VBL ADVISORY recorded a gross margin of € -7,291 and equity of € -203,359. Compared with financial year 2024, the result moved from € -35,496 to € -8,805. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2025.
€ -203,359
▼ € 8,805 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,805
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 42,662
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -233,359.
People and assets in 2025
0
▼ 11 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 563
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,861
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,510
▼ 94% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 269,941 | € 155,908 | € 278,974 | € -7,291 | ▼ € 286,264 |
| Profit after taxes | € 1,635 | € -191,142 | € -35,496 | € -8,805 | ▲ € 26,691 |
| Equity | € 32,084 | € -159,058 | € -194,554 | € -203,359 | ▼ € 8,805 |
| Total debts | € 330,759 | € 490,170 | € 500,993 | € 281,541 | ▼ 44% |
| Cash | € 144,970 | € 98,443 | € 130,632 | € 42,662 | ▼ 67% |
| Retained profit | € 2,084 | € -189,058 | € -224,554 | € -233,359 | ▼ € 8,805 |
| Balance sheet total | € 362,842 | € 331,112 | € 306,439 | € 78,182 | ▼ 74% |
| Employees (FTE) | 9.9 | 14.7 | 11 | 0 | ▼ 11 |
Key figures of VBL ADVISORY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to VBL ADVISORY?
What happened at VBL ADVISORY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,805. Source: NBB ↗
- BL-INVEST BV became a director. NBB
- New establishment in Blankenberge. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,635 profit in 2022 to € 8,805 loss in 2025.
Paid € 1,999 in corporate taxes since 2022.
Best year ever: 2022, with € 1,635 profit.
On average € 25,400 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BL-INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VBL ADVISORYBehind VBL ADVISORY is BL-INVEST BV. The shares are held by BL-INVEST (99.7%).
Directors
According to the 2025 annual accounts
Director · represented by Bert LAMBREGTS
Also active at: RETAIL SERVICES NATIONALESTRAAT, RS Astrid 27, PROXY POEL, PROXY SINT-PIETER, AD KANAALKOM, TASTE TAG, SHOP & GO HASSELT, PROXY KOUTER
since 2018
Shareholders
99.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
A. Ruzettelaan 187 box 601
8370 Blankenberge
A. Ruzettelaan 187 box 6.01
8370 Blankenberge
Active since 9 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0687.664.771
- VAT number
- BE 0687.664.771
- Registered office
- A. Ruzettelaan 187 bus 601, 8370 Blankenberge
- Names & denominations
- VBL ADVISORY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2018
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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