Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Teneor from Herselt, company number BE0687540453, closed financial year 2025 with a result of € 116,348 after tax. For that financial year Teneor recorded a gross margin of € 157,443 and equity of € 328,327. Compared with financial year 2024, the result moved from € 96,140 to € 116,348. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.
€ 328,327
▼ 30% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 116,348
▲ 21% vs 2024
Profit after tax over the fiscal year.
€ 144,620
▲ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 255,900 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 535
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,585
▲ 153% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,273
▲ € 38,773 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 160,381 | € 117,459 | € 143,769 | € 157,443 | ▲ 10% |
| Profit after taxes | € 114,162 | € 82,531 | € 96,140 | € 116,348 | ▲ 21% |
| Equity | € 293,058 | € 381,739 | € 467,879 | € 328,327 | ▼ 30% |
| Total debts | € 137,561 | € 47,193 | € 19,678 | € 265,126 | ▲ € 245,448 |
| Cash | € 179,088 | € 163,428 | € 91,547 | € 144,620 | ▲ 58% |
| Land & buildings | - | € 5,455 | € 96,559 | € 94,833 | ▼ 2% |
| Retained profit | € 280,658 | € 363,189 | € 449,329 | € 309,777 | ▼ 31% |
| Dividend | € 50,000 | € 0 | € 10,000 | € 255,900 | ▲ € 245,900 |
| Bank debt | € 79,107 | € 45,898 | € 8,655 | € 0 | ▼ 100% |
| Balance sheet total | € 430,618 | € 428,932 | € 487,557 | € 593,453 | ▲ 22% |
Key figures of Teneor, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Teneor?
What happened at Teneor in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 116,348 (▲ 21% vs 2024). Source: NBB ↗
- New establishment in Herselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 114,162 profit in 2022 to € 116,348 profit in 2025.
Paid € 143,243 in corporate taxes since 2022.
Best year ever: 2025, with € 116,348 profit.
Paid out € 315,900 in dividends to the owners in total.
Management
Behind Teneor is Koen Thielemans. It owns 25% of Assurart.be itself.
Directors
According to the 2025 annual accounts
Koen Thielemans
Director
Establishments
Establishment units
Physical locations of this company
Blaubergsesteenweg 163
2230 Herselt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0687.540.453
- VAT number
- BE 0687.540.453
- Registered office
- Blaubergsesteenweg 163, 2230 Herselt
- Names & denominations
- Teneor
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2018
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg