Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 1.9 to 1.1.
Financials
Financial year 2025
CARMETUM from Hasselt, company number BE0686818396, closed financial year 2025 with a result of € 361,271 after tax. For that financial year CARMETUM recorded a gross margin of € 640,630 and equity of € 937,001. Compared with financial year 2024, the result moved from € 500,859 to € 361,271. The company is profitable. The buffer shrank hard: equity is 61 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 937,001
▼ 61% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 361,271
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 936,339
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.8 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
1.1
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 51,016
€ 46,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,044
▼ 68% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 749,748
▲ 19% vs 2024
€ 86,830 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 60,673
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 458,388
▲ 85% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 3,106,660 | - | - | |
| Gross margin | € 470,571 | € 792,712 | € 802,297 | € 640,630 | ▼ 20% |
| Profit after taxes | € 243,263 | € 472,679 | € 500,859 | € 361,271 | ▼ 28% |
| Equity | € 1,427,405 | € 1,900,085 | € 2,400,943 | € 937,001 | ▼ 61% |
| Total debts | € 1,456,020 | € 1,486,794 | € 1,172,884 | € 3,032,830 | ▲ 159% |
| Cash | € 727,357 | € 847,651 | € 1,239,659 | € 936,339 | ▼ 24% |
| Land & buildings | € 1,286,152 | € 1,248,360 | € 1,201,948 | € 1,565,530 | ▲ 30% |
| Retained profit | € 1,327,405 | € 1,800,085 | € 2,300,943 | € 837,001 | ▼ 64% |
| Dividend | € 0 | € 0 | € 0 | € 1,825,213 | |
| Bank debt | € 788,505 | € 706,319 | € 630,841 | € 749,748 | ▲ 19% |
| Balance sheet total | € 2,883,426 | € 3,386,878 | € 3,573,827 | € 3,969,831 | ▲ 11% |
| Employees (FTE) | - | 1.9 | 1.3 | 1.1 | ▼ 0.2 |
Key figures of CARMETUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARMETUM?
What happened at CARMETUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 361,271 (▼ 28% vs 2024). filed late Source: NBB ↗
- New establishment in Maasmechelen. KBO
- New establishment in Hasselt. KBO
- Ilse Biesemans became a director. NBB
- Start of the company according to the CBE. KBO
- Alain Philippart became a director. NBB
In short
From € 243,263 profit in 2022 to € 361,271 profit in 2025.
Paid € 521,372 in corporate taxes since 2022.
Best year ever: 2024, with € 500,859 profit.
On average € 582,400 of value added per employee in 2025.
A new publication or filing at CARMETUM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARMETUM are Alain Philippart and Ilse Biesemans.
Directors
According to the 2025 annual accounts
Alain Philippart
Director
since 2017
Ilse Biesemans
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Diestersteenweg 243
3510 Hasselt
Diestersteenweg 249
3510 Hasselt
Active since 26 December 2017
Rijksweg(M) 376
3630 Maasmechelen
Active since 1 May 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0686.818.396
- VAT number
- BE 0686.818.396
- Registered office
- Diestersteenweg 243, 3510 Hasselt
- Names & denominations
- CARMETUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 2017
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Detailhandel in huismeubilair
Detailhandel in huismeubilair in gespecialiseerde winkels
Groothandel in huismeubilair
Detailhandel in tapijten en andere vloerbedekking en wandbekleding
Detailhandel in verlichtingsartikelen
Detailhandel in andere huishoudelijke artikelen, neg
Groothandel in tapijten
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.
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