Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
OGF Assurances from Fontaine-l'Evêque, company number BE0685920157, closed financial year 2024 with a result of € 36,793 after tax. For that financial year OGF Assurances recorded a gross margin of € 52,690 and equity of € 220,740. Compared with financial year 2023, the result moved from € 82,546 to € 36,793. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.
€ 220,740
▲ 20% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,793
▼ 55% vs 2023
Profit after tax over the fiscal year.
€ 384
▼ 99% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 202,140.
Debts at end 2024
€ 400,637
▼ 1% vs 2023
€ 67,632 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 69,748
▲ € 65,737 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 58,610
▲ 27% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 64,879 | € 109,003 | € 126,584 | € 52,690 | ▼ 58% |
| Profit after taxes | € 35,695 | € 66,515 | € 82,546 | € 36,793 | ▼ 55% |
| Equity | € 102,487 | € 181,402 | € 183,948 | € 220,740 | ▲ 20% |
| Total debts | € 475,932 | € 498,226 | € 535,130 | € 528,996 | ▼ 1% |
| Cash | € 4,389 | € 15,572 | € 34,009 | € 384 | ▼ 99% |
| Land & buildings | € 85,200 | € 82,723 | € 80,246 | € 77,770 | ▼ 3% |
| Retained profit | € 96,287 | € 162,802 | € 165,348 | € 202,140 | ▲ 22% |
| Dividend | € 0 | € 0 | € 80,000 | € 0 | ▼ 100% |
| Bank debt | € 460,020 | € 462,045 | € 404,999 | € 400,637 | ▼ 1% |
| Balance sheet total | € 578,418 | € 679,628 | € 719,077 | € 749,736 | ▲ 4% |
Key figures of OGF Assurances, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to OGF Assurances?
What happened at OGF Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 36,793 (▼ 55% vs 2023). filed late Source: NBB ↗
- New establishment in Fontaine-l'Evêque. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,695 profit in 2021 to € 36,793 profit in 2024.
Paid € 88,787 in corporate taxes since 2021.
Best year ever: 2023, with € 82,546 profit.
Paid out € 80,000 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Rue de Souvret(FLM) 42
6141 Fontaine-l'Evêque
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0685.920.157
- VAT number
- BE 0685.920.157
- Registered office
- Rue de Souvret(FLM) 42, 6141 Fontaine-l'Evêque
- Names & denominations
- OGF Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 2017
- Peppol
- Not registered
- Activities · NACE
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