Active · per the CBE, 16 September 2026

OPTISUR INVEST

BE0685733283

Rechtspersoon Private limited company 1 establishment

OPTISUR INVEST is an insurance broker in Merelbeke-Melle. Private Limited, started on 7 December 2017, 1 establishment.

Brusselsesteenweg 69 box 1, 9090 Merelbeke-Melle

Behind the company: C&EL Management BV, Mondal & Partners BV, BSK Management en Advies BV, Erik Wuyckens.

Active for

8 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

OPTISUR INVEST from Merelbeke-Melle, company number BE0685733283, closed financial year 2025 with a result of € -2,802 after tax. For that financial year OPTISUR INVEST recorded a gross margin of € 22,602 and equity of € 342,650. Compared with financial year 2024, the result moved from € 77,801 to € -2,802. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Healthy

€ 342,650

▼ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -2,802

▼ still € 77,801 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 21,528

▼ 89% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 336,450.

People and assets in 2025

Full-time equivalents

0.1

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 4,184

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 316,800

▼ 15% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 284

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 823

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € -2,203 € -2,346 € -4,607 € 22,602 ▲ € 27,209
Profit after taxes € 9,946 € 180,719 € 77,801 € -2,802 ▼ € 80,604
Equity € 86,932 € 267,651 € 345,452 € 342,650 ▼ 1%
Total debts € 1,178,328 € 996,703 € 920,031 € 735,543 ▼ 20%
Cash € 201,660 € 200,754 € 201,671 € 21,528 ▼ 89%
Retained profit € 80,732 € 261,451 € 339,252 € 336,450 ▼ 1%
Bank debt € 591,948 € 484,022 € 373,598 € 316,800 ▼ 15%
Balance sheet total € 1,265,260 € 1,264,354 € 1,265,483 € 1,078,193 ▼ 15%
Employees (FTE) - - - 0.1

Key figures of OPTISUR INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to OPTISUR INVEST?

What happened at OPTISUR INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 2,802 (▼ € 80,604 vs 2024). Source: NBB ↗
  • New establishment in Merelbeke-Melle. KBO
  • Start of the company according to the CBE. KBO

In short

From € 9,946 profit in 2022 to € 2,802 loss in 2025.

Best year ever: 2023, with € 180,719 profit.

Management

The stake of C&EL Management, BSK Management en Advies comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

OPTISUR INVEST

Behind OPTISUR INVEST are C&EL Management BV, Mondal & Partners BV, BSK Management en Advies BV and Erik Wuyckens. The shares are held by C&EL Management (100%) and BSK Management en Advies (30%). It owns 99.2% of Optisur Group bv itself.

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Directors

According to the 2025 annual accounts

C&EL Management BV

Director · represented by Céline De Weerd

Also active at: Optisur Group

Mondal & Partners BV

Director · represented by Johan Mondal

Also active at: Optisur Group

BSK Management en Advies BV

Director · represented by Bram Wuyckens

Also active at: Optisur Group

Erik Wuyckens

Director

Also active at: Optisur Group, RIUS

Participations

Establishments

Establishment units

Physical locations of this company

Registered office

Brusselsesteenweg 69 box 1

9090 Merelbeke-Melle

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0685.733.283
VAT number
BE 0685.733.283
Registered office
Brusselsesteenweg 69 bus 1, 9090 Merelbeke-Melle
Names & denominations
OPTISUR INVEST
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
7 December 2017
Peppol
Active · Active since 27 Mar 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van hoofdkantoren

Administratieve en ondersteunende activiteiten ten behoeve van kantoren

Frequently asked questions

What does OPTISUR INVEST do?
OPTISUR INVEST is an insurance broker in Merelbeke-Melle. Private Limited, started on 7 December 2017, 1 establishment.
What is the address of OPTISUR INVEST?
The registered office of OPTISUR INVEST is located at Brusselsesteenweg 69 box 1, 9090 Merelbeke-Melle.
Is OPTISUR INVEST still active?
Yes. According to the CBE (16 September 2026) OPTISUR INVEST is active, legal situation “Normale toestand”, started on 7 December 2017.
Is OPTISUR INVEST registered on Peppol?
Yes, OPTISUR INVEST is registered on the Peppol network with ID 0208:0685733283.
What is the enterprise number of OPTISUR INVEST?
The enterprise number of OPTISUR INVEST is BE0685733283.
When was OPTISUR INVEST founded?
OPTISUR INVEST was founded on 7 December 2017.