Financials
Financial year 2025
AVD Verzekeringen from Gent, company number BE0684879782, closed financial year 2025 with a result of € 149,446 after tax. For that financial year AVD Verzekeringen recorded a gross margin of € 638,187 and equity of € 297,328. Compared with financial year 2024, the result moved from € 4,736 to € 149,446. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 297,328
▲ 93% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 149,446
▲ € 144,710 vs 2024
Profit after tax over the fiscal year.
€ 84,519
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 247,328.
People and assets in 2025
4.4
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 285,284
▼ 3% vs 2024
€ 64,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,854
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 307,445
▼ 24% vs 2024
€ 58,329 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 27,036
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 70,401
▲ 109% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 505,626 | € 697,717 | € 456,659 | € 638,187 | ▲ 40% |
| Profit after taxes | € 141,353 | € 214,805 | € 4,736 | € 149,446 | ▲ € 144,710 |
| Equity | € 121,466 | € 150,296 | € 154,082 | € 297,328 | ▲ 93% |
| Total debts | € 877,704 | € 783,203 | € 660,661 | € 414,022 | ▼ 37% |
| Cash | € 195,917 | € 157,644 | € 92,168 | € 84,519 | ▼ 8% |
| Retained profit | € 71,466 | € 100,296 | € 104,082 | € 247,328 | ▲ 138% |
| Dividend | € 120,000 | € 180,000 | € 0 | € 0 | |
| Bank debt | € 679,764 | € 542,001 | € 403,177 | € 307,445 | ▼ 24% |
| Balance sheet total | € 999,169 | € 933,499 | € 814,743 | € 711,349 | ▼ 13% |
| Employees (FTE) | 3.6 | 4.9 | 5 | 4.4 | ▼ 0.6 |
Key figures of AVD Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AVD Verzekeringen?
What happened at AVD Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 149,446 (▲ € 144,710 vs 2024). Source: NBB ↗
- DELINSURO became a director. NBB
- VAN DURME BV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 141,353 profit in 2022 to € 149,446 profit in 2025.
Paid € 90,813 in corporate taxes since 2022.
Best year ever: 2023, with € 214,805 profit.
On average € 145,000 of value added per employee in 2025.
Management
The stake of Delinsuro, VAN DURME comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AVD VerzekeringenBehind AVD Verzekeringen are DELINSURO and VAN DURME BV. The shares are held by Delinsuro (50%) and VAN DURME (50%).
Directors
According to the 2025 annual accounts
Director · represented by Bert Delarivère
since 2024
Director · represented by Angelique Van Durme
since 2021
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gentstraat 411
9041 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0684.879.782
- VAT number
- BE 0684.879.782
- Registered office
- Gentstraat 411, 9041 Gent
- Names & denominations
- AVD Verzekeringen · ACKERMAN-VAN DURME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 November 2017
- Peppol
- Active · Active since 9 Dec 2025
- Contact
- ackermanvandurme.be [email protected]
- Activities · NACE
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