Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Busy address KBO
20 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CRUZZER from Etterbeek, company number BE0684642331, closed financial year 2025 with a result of € 25,605 after tax. For that financial year CRUZZER recorded a gross margin of € 38,128 and equity of € -412,883. Compared with financial year 2024, the result moved from € 124,346 to € 25,605. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 9, 2025.
€ -412,883
▲ € 25,605 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,605
▼ 79% vs 2024
Profit after tax over the fiscal year.
€ 75
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -474,383.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 338,931
▼ 6% vs 2024
Loans from banks and other lenders, long and short.
€ 11,311
▲ 17% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,370 | € -216,187 | € 138,312 | € 38,128 | ▼ 72% |
| Profit after taxes | € -16,220 | € -322,334 | € 124,346 | € 25,605 | ▼ 79% |
| Equity | € -240,500 | € -562,834 | € -438,488 | € -412,883 | ▲ € 25,605 |
| Total debts | € 647,497 | € 588,715 | € 451,682 | € 443,826 | ▼ 2% |
| Cash | € 76,103 | € 15,266 | € 12,215 | € 75 | ▼ 99% |
| Retained profit | € -302,000 | € -624,334 | € -499,988 | € -474,383 | ▲ € 25,605 |
| Bank debt | € 610,408 | € 510,130 | € 360,019 | € 338,931 | ▼ 6% |
| Balance sheet total | € 406,997 | € 25,881 | € 13,194 | € 30,943 | ▲ 135% |
Key figures of CRUZZER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CRUZZER?
What happened at CRUZZER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- S.T.F. SA stepped down as director. NBB
- Joseph HOSTYN MARC stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 25,605 (▼ 79% vs 2024). Source: NBB ↗
- New establishment in Meise. KBO
- S.T.F. SA became a director. NBB
- Joseph HOSTYN MARC became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 16,220 loss in 2022 to € 25,605 profit in 2025.
Best year ever: 2024, with € 124,346 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Establishments
Establishment units
Physical locations of this company
Sint Michielswarande 30b
1040 Etterbeek
Steenberglaan 5
1860 Meise
Active since 13 November 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 20 companies are registered at this address.
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€ 74,563 gross margin · 2025
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KAWA STUDIO
€ 5,264 gross margin · 2025
ALIGN MEDIA
€ -216,332 gross margin · 2025
+15 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0684.642.331
- VAT number
- BE 0684.642.331
- Registered office
- Sint Michielswarande 30b, 1040 Etterbeek
- Names & denominations
- CRUZZER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 November 2017
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in andere motorvoertuigen (> 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)