Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONCEPT 78 from Geel, company number BE0684607786, closed financial year 2025 with a result of € 812 after tax. For that financial year CONCEPT 78 recorded a gross margin of € 437,989 and equity of € 53,476. Compared with financial year 2024, the result moved from € 16,582 to € 812. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 53,476
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 812
▼ 95% vs 2024
Profit after tax over the fiscal year.
€ 55,691
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3,476.
People and assets in 2025
14
▲ 3.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 299,881
▼ 27% vs 2024
€ 21,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,960
▼ 23% vs 2024
Of which on lease € 3,366.
Debts at end 2025
€ 116,920
▼ 36% vs 2024
€ 37,001 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 54,622
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 44,017
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 801,186 | € 697,891 | € 555,171 | € 437,989 | ▼ 21% |
| Profit after taxes | € 87,999 | € 53,726 | € 16,582 | € 812 | ▼ 95% |
| Equity | € 51,357 | € 52,083 | € 52,664 | € 53,476 | ▲ 2% |
| Total debts | € 798,837 | € 648,498 | € 561,075 | € 449,985 | ▼ 20% |
| Cash | € 234,896 | € 92,763 | € 73,395 | € 55,691 | ▼ 24% |
| Land & buildings | € 12,642 | € 12,642 | € 12,642 | € 12,642 | |
| Retained profit | € 1,357 | € 2,083 | € 2,664 | € 3,476 | ▲ 30% |
| Dividend | € 87,900 | € 53,000 | € 16,000 | € 0 | ▼ 100% |
| Bank debt | € 374,900 | € 265,066 | € 182,065 | € 116,920 | ▼ 36% |
| Balance sheet total | € 850,194 | € 700,581 | € 613,739 | € 503,461 | ▼ 18% |
| Employees (FTE) | 11.4 | 11.9 | 10.1 | 14 | ▲ 3.9 |
Key figures of CONCEPT 78, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONCEPT 78?
What happened at CONCEPT 78 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 812 (▼ 95% vs 2024). Source: NBB ↗
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 87,999 profit in 2022 to € 812 profit in 2025.
Paid € 21,838 in corporate taxes since 2022.
Best year ever: 2022, with € 87,999 profit.
On average € 31,300 of value added per employee in 2025.
A new publication or filing at CONCEPT 78? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MKM PROJECTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CONCEPT 78Behind CONCEPT 78 is MKM Projects BV. The shares are held by MKM PROJECTS (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Markt 78
2440 Geel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0684.607.786
- VAT number
- BE 0684.607.786
- Registered office
- Markt 78, 2440 Geel
- Names & denominations
- CONCEPT 78
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 November 2017
- Peppol
- Active · Active since 19 Nov 2025
- Contact
- o-dette.be
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met beperkte bediening
Eetgelegenheden met volledige bediening