What does STEBEMO do?

STEBEMO is a construction company in Houthalen-Helchteren. Private Limited, started on 10 November 2017, 1 establishment.

What is the address of STEBEMO?

The registered office of STEBEMO is located at Kriekebergstraat 48, 3530 Houthalen-Helchteren.

Is STEBEMO still active?

Yes. According to the CBE (16 September 2026) STEBEMO is active, legal situation “Normale toestand”, started on 10 November 2017.

Is STEBEMO registered on Peppol?

Yes, STEBEMO is registered on the Peppol network with ID 0208:0684602838.

What is the enterprise number of STEBEMO?

The enterprise number of STEBEMO is BE0684602838.

When was STEBEMO founded?

STEBEMO was founded on 10 November 2017.

Who are the directors of STEBEMO?

According to the 2025 annual accounts, the directors of STEBEMO are: Philip Jespers.

Is STEBEMO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 November 2017; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did STEBEMO make in 2025?

STEBEMO recorded a loss after taxes of € 39,496 in financial year 2025.

What is the revenue of STEBEMO?

As a small company, STEBEMO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -22,705.

STEBEMO (Private Limited) - Houthalen-Helchteren

Dossier STEBEMO, printed on 16 September 2026 from databakkes.be/en/0684602838/stebemo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

STEBEMO from Houthalen-Helchteren, company number BE0684602838, closed financial year 2025 with a result of € -39,496 after tax. For that financial year STEBEMO recorded a gross margin of € -22,705 and equity of € -27,342. Compared with financial year 2024, the result moved from € -4,766 to € -39,496. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 19, 2026.

What it is worth Caution

€ -27,342

▼ € 39,496 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -39,496

▼ 729 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,263

▼ 89% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -44,142.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 5,670

▼ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 13,896

▼ 23% vs 2024

€ 4,387 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 16,956

▲ € 13,440 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 116

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 6,546 Gross margin 2022: € 6,546 First fiscal year in the series	€ 15,156 Gross margin 2023: € 15,156 ▲ 132% vs 2022 (€ 6,546) Favourable step	€ 11,309 Gross margin 2024: € 11,309 ▼ 25% vs 2023 (€ 15,156) Unfavourable step	€ -22,705 Gross margin 2025: € -22,705 ▼ € 34,014 vs 2024 (€ 11,309) Unfavourable step	▼ € 34,014
Profit after taxes	€ -1,902 Profit after taxes 2022: € -1,902 First fiscal year in the series	€ 5,035 Profit after taxes 2023: € 5,035 ▲ € 6,938 vs 2022 (€ -1,902) Favourable step	€ -4,766 Profit after taxes 2024: € -4,766 ▼ € 9,802 vs 2023 (€ 5,035) Unfavourable step	€ -39,496 Profit after taxes 2025: € -39,496 ▼ € 34,730 vs 2024 (€ -4,766) Unfavourable step	▼ € 34,730
Equity	€ 11,885 Equity 2022: € 11,885 First fiscal year in the series	€ 16,920 Equity 2023: € 16,920 ▲ 42% vs 2022 (€ 11,885) Favourable step	€ 12,154 Equity 2024: € 12,154 ▼ 28% vs 2023 (€ 16,920) Unfavourable step	€ -27,342 Equity 2025: € -27,342 ▼ € 39,496 vs 2024 (€ 12,154) Unfavourable step	▼ € 39,496
Total debts	€ 67,870 Total debts 2022: € 67,870 First fiscal year in the series	€ 86,358 Total debts 2023: € 86,358 ▲ 27% vs 2022 (€ 67,870) Unfavourable step	€ 78,382 Total debts 2024: € 78,382 ▼ 9% vs 2023 (€ 86,358) Favourable step	€ 92,330 Total debts 2025: € 92,330 ▲ 18% vs 2024 (€ 78,382) Unfavourable step	▲ 18%
Cash	€ 4,185 Cash 2022: € 4,185 First fiscal year in the series	€ 10,769 Cash 2023: € 10,769 ▲ 157% vs 2022 (€ 4,185) Favourable step	€ 11,754 Cash 2024: € 11,754 ▲ 9% vs 2023 (€ 10,769) Favourable step	€ 1,263 Cash 2025: € 1,263 ▼ 89% vs 2024 (€ 11,754) Unfavourable step	▼ 89%
Retained profit	€ -4,915 Retained profit 2022: € -4,915 First fiscal year in the series	€ 120 Retained profit 2023: € 120 ▲ € 5,035 vs 2022 (€ -4,915) Favourable step	€ -4,646 Retained profit 2024: € -4,646 ▼ € 4,766 vs 2023 (€ 120) Unfavourable step	€ -44,142 Retained profit 2025: € -44,142 ▼ € 39,496 vs 2024 (€ -4,646) Unfavourable step	▼ € 39,496
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 22,000 Bank debt 2023: € 22,000 Unchanged (€ 0) Unfavourable step	€ 18,056 Bank debt 2024: € 18,056 ▼ 18% vs 2023 (€ 22,000) Favourable step	€ 13,896 Bank debt 2025: € 13,896 ▼ 23% vs 2024 (€ 18,056) Favourable step	▼ 23%
Balance sheet total	€ 79,755 Balance sheet total 2022: € 79,755 First fiscal year in the series	€ 103,278 Balance sheet total 2023: € 103,278 ▲ 29% vs 2022 (€ 79,755) Unchanged	€ 90,536 Balance sheet total 2024: € 90,536 ▼ 12% vs 2023 (€ 103,278) Unchanged	€ 64,988 Balance sheet total 2025: € 64,988 ▼ 28% vs 2024 (€ 90,536) Unchanged	▼ 28%

Key figures of STEBEMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to STEBEMO?

What happened at STEBEMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 19, 2026 New annual accounts for financial year 2025: loss of € 39,496. Source: NBB ↗
Jun 14, 2022 New establishment in Houthalen-Helchteren. KBO
Nov 10, 2017 Start of the company according to the CBE. KBO

In short

From € 1,902 loss in 2022 to € 39,496 loss in 2025.

Paid € 455 in corporate taxes since 2022.

Best year ever: 2023, with € 5,035 profit.

Original PDFs at the National Bank ↗

A new publication or filing at STEBEMO? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Philip Jespers

STEBEMO

JP Bouw

Behind STEBEMO is Philip Jespers. Philip Jespers is also behind JP Bouw.

See the full network in the app

Directors

According to the 2025 annual accounts

Philip Jespers

Director

Also active at: JP Bouw

Establishments

Establishment units

Physical locations of this company

Registered office

Kriekebergstraat 48

3530 Houthalen-Helchteren

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Thuisverpleging Sanne Hillen

€ 31,760 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0684.602.838

VAT number

BE 0684.602.838

Registered office

Kriekebergstraat 48, 3530 Houthalen-Helchteren

Names & denominations

STEBEMO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 November 2017

Peppol

Active · Active since 31 Mar 2025

Activities · NACE

Algemene bouw van residentiële gebouwen

Algemene bouw van andere niet-residentiële gebouwen

View on CBE Public ↗ Annual accounts (NBB) ↗

STEBEMO

Warning lights

Financials

What happened to STEBEMO?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions