Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Nicolas & Romy from Sint-Agatha-Berchem, company number BE0684526624, closed financial year 2025 with a result of € 46,534 after tax. For that financial year Nicolas & Romy recorded a gross margin of € 199,779 and equity of € -10,528. Compared with financial year 2024, the result moved from € -5,311 to € 46,534. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -10,528
▲ € 46,534 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 46,534
▲ still € 5,311 loss in 2024
Profit after tax over the fiscal year.
€ 11,897
▲ 129% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -89,078.
People and assets in 2025
€ 98,971
▼ 19% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,466
▲ 101% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 237,481
▼ 12% vs 2024
€ 26,097 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 62,847
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,975
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 141,681 | € 156,102 | € 198,121 | € 199,779 | ▲ 1% |
| Profit after taxes | € -3,790 | € -460 | € -5,311 | € 46,534 | ▲ € 51,845 |
| Equity | € -63,642 | € -64,101 | € -57,063 | € -10,528 | ▲ € 46,534 |
| Total debts | € 523,802 | € 495,014 | € 458,619 | € 401,449 | ▼ 12% |
| Cash | € 10,930 | € 12,528 | € 5,198 | € 11,897 | ▲ 129% |
| Land & buildings | € 322,889 | € 312,094 | € 351,441 | € 329,718 | ▼ 6% |
| Retained profit | € -129,842 | € -130,301 | € -135,613 | € -89,078 | ▲ € 46,534 |
| Bank debt | € 351,858 | € 298,321 | € 268,621 | € 237,481 | ▼ 12% |
| Balance sheet total | € 460,161 | € 430,913 | € 401,557 | € 390,920 | ▼ 3% |
Key figures of Nicolas & Romy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Nicolas & Romy?
What happened at Nicolas & Romy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 46,534. Source: NBB ↗
- New establishment in Sint-Agatha-Berchem. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,790 loss in 2022 to € 46,534 profit in 2025.
Paid € 2,812 in corporate taxes since 2022.
Best year ever: 2025, with € 46,534 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Nicolas & Romy are Romina D'Ostilio and Nicolas Arbanas.
Directors
According to the 2025 annual accounts
Romina D'Ostilio
Director
Nicolas Arbanas
Director
Establishments
Establishment units
Physical locations of this company
Dr Schweitzerplein 5
1082 Sint-Agatha-Berchem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
AS-HOSTINGER, CY
Domain
Domain
nicolas-romy.com
Registered
2022-06-12
Registrar
Wix.com Ltd.
Expires
2028-06-12
Website info
Features
Security
Details
- Company number
- 0684.526.624
- VAT number
- BE 0684.526.624
- Registered office
- Dr Schweitzerplein 5, 1082 Sint-Agatha-Berchem
- Names & denominations
- Nicolas & Romy
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 November 2017
- Peppol
- Active · Active since 7 Jan 2026
- Contact
- nicolas-romy.com
- Activities · NACE
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