Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gyp & Hout Group from Sint-Katelijne-Waver, company number BE0683938684, closed financial year 2025 with a result of € -58,526 after tax. For that financial year Gyp & Hout Group recorded a gross margin of € 7,185 and equity of € -131,076. Compared with financial year 2024, the result moved from € -92,343 to € -58,526. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ -131,076
▼ € 58,526 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -58,526
▲ 37 % less loss than in 2024
Profit after tax over the fiscal year.
€ 367,131
▲ € 366,368 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -149,676.
People and assets in 2025
€ 16,665
▼ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 200,000
▼ 79% vs 2024
Loans from banks and other lenders, long and short.
€ 23,828
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 159,841
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 31,291 | € 82,485 | € -11,236 | € 7,185 | ▲ € 18,421 |
| Profit after taxes | € 6,210 | € 41,249 | € -92,343 | € -58,526 | ▲ € 33,816 |
| Equity | € 18,544 | € 19,793 | € -72,549 | € -131,076 | ▼ € 58,526 |
| Total debts | € 875,603 | € 1,059,636 | € 1,354,775 | € 1,912,588 | ▲ 41% |
| Cash | € 80 | € 1,496 | € 763 | € 367,131 | ▲ € 366,368 |
| Retained profit | € -56 | € 1,193 | € -91,149 | € -149,676 | ▼ € 58,526 |
| Dividend | € 0 | € 40,000 | € 0 | € 0 | |
| Bank debt | € 768,389 | € 773,764 | € 968,832 | € 200,000 | ▼ 79% |
| Balance sheet total | € 894,147 | € 1,079,429 | € 1,282,225 | € 1,781,512 | ▲ 39% |
Key figures of Gyp & Hout Group, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Gyp & Hout Group?
What happened at Gyp & Hout Group in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 58,526. Source: NBB ↗
- New establishment in Sint-Katelijne-Waver. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,210 profit in 2022 to € 58,526 loss in 2025.
Paid € 3,853 in corporate taxes since 2022.
Best year ever: 2023, with € 41,249 profit.
Paid out € 40,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Gyp & Hout Group are VIDA ND VOF and HOUT HD VOF. It owns 100% of Gyp & Hout Gevelbekleding BV itself.
Directors
According to the 2025 annual accounts
Director · represented by CARLOS ALEXANDRE CRUZ OLIVEIRA
Also active at: GYP & HOUT ALL SOLUTIONS, Gevel Pro, Gyp & Hout Black Diamond, Gyp & Hout Gevelbekleding
Director · represented by IVO MIGUEL CRUZ OLIVEIRA
Also active at: GYP & HOUT ALL SOLUTIONS, Gevel Pro, Gyp & Hout Black Diamond, Gyp & Hout Gevelbekleding
Establishments
Establishment units
Physical locations of this company
Fortsesteenweg 52 box B
2860 Sint-Katelijne-Waver
Fortsesteenweg 52 B
2860 Sint-Katelijne-Waver
Active since 3 November 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0683.938.684
- VAT number
- BE 0683.938.684
- Registered office
- Fortsesteenweg 52 bus B, 2860 Sint-Katelijne-Waver
- Names & denominations
- Gyp & Hout Group
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 November 2017
- Peppol
- Active · Active since 14 Apr 2026
- Activities · NACE
Overige reiniging van gebouwen; industriële reiniging
Gevelreiniging
Stukadoorswerk
Algemene bouw van andere niet-residentiële gebouwen
Ontwikkeling van residentiële bouwprojecten