Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
E.G. CREDITS-ASSURANCES from Awans, company number BE0683920175, closed financial year 2024 with a result of € -1,263 after tax. For that financial year E.G. CREDITS-ASSURANCES recorded a gross margin of € -830 and equity of € -8,298. Compared with financial year 2023, the result moved from € -3,116 to € -1,263. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 25, 2025.
€ -8,298
▼ € 1,263 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,263
▲ 59 % less loss than in 2023
Profit after tax over the fiscal year.
€ 112
▲ 121% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -14,498.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -3,097 | € 49 | € -2,685 | € -830 | ▲ € 1,855 |
| Profit after taxes | € -3,529 | € -640 | € -3,116 | € -1,263 | ▲ € 1,853 |
| Equity | € -3,279 | € -3,919 | € -7,035 | € -8,298 | ▼ € 1,263 |
| Total debts | € 3,998 | € 4,854 | € 7,100 | € 8,410 | ▲ 18% |
| Cash | € 51 | € 86 | € 51 | € 112 | ▲ 121% |
| Retained profit | € -9,479 | € -10,119 | € -13,235 | € -14,498 | ▼ € 1,263 |
| Balance sheet total | € 720 | € 935 | € 65 | € 112 | ▲ 72% |
Key figures of E.G. CREDITS-ASSURANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to E.G. CREDITS-ASSURANCES?
What happened at E.G. CREDITS-ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 1,263. Source: NBB ↗
- New establishment in Herstal. KBO
- Start of the company according to the CBE. KBO
- Emmanuel GUISSARD became a director. NBB
In short
From € 3,529 loss in 2021 to € 1,263 loss in 2024.
Management
Behind E.G. CREDITS-ASSURANCES is Emmanuel GUISSARD. Emmanuel GUISSARD is also behind E.GUISSARD.
Directors
According to the 2024 annual accounts
since 2017
Establishments
Establishment units
Physical locations of this company
Rue de Voroux 5
4340 Awans
Rue du Fond des Fourches 41
4041 Herstal
Active since 3 November 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0683.920.175
- VAT number
- BE 0683.920.175
- Registered office
- Rue de Voroux 5, 4340 Awans
- Names & denominations
- E.G. CREDITS-ASSURANCES · E.G.C.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 November 2017
- Peppol
- Not registered