Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Karmika from Oudenburg, company number BE0683657978, closed financial year 2025 with a result of € -46,222 after tax. For that financial year Karmika recorded a gross margin of € 61,689 and equity of € 97,908. Compared with financial year 2024, the result moved from € -5,667 to € -46,222. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 97,908
▼ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -46,222
▼ 716 % more loss than in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 79,308.
People and assets in 2025
0
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1,946
▼ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▲ 20% vs 2024
€ 95,753 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 5,384
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,575
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 146,290 | € 144,916 | € 97,863 | € 61,689 | ▼ 37% |
| Profit after taxes | € 40,836 | € 26,627 | € -5,667 | € -46,222 | ▼ € 40,554 |
| Equity | € 124,836 | € 149,797 | € 144,130 | € 97,908 | ▼ 32% |
| Total debts | € 671,860 | € 633,473 | € 1,269,515 | € 1,194,648 | ▼ 6% |
| Cash | € 1,664 | € 8,022 | € 661 | € 0 | ▼ 100% |
| Land & buildings | € 641,337 | € 628,279 | € 610,383 | € 592,486 | ▼ 3% |
| Retained profit | € 106,236 | € 131,197 | € 125,530 | € 79,308 | ▼ 37% |
| Dividend | € 1,600 | € 1,666 | € 0 | € 0 | |
| Bank debt | € 596,999 | € 545,603 | € 870,463 | € 1,045,111 | ▲ 20% |
| Balance sheet total | € 796,696 | € 783,270 | € 1,413,645 | € 1,292,556 | ▼ 9% |
| Employees (FTE) | - | - | 1 | 0 | ▼ 1 |
Key figures of Karmika, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Karmika?
What happened at Karmika in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 46,222. Source: NBB ↗
- New establishment in Oudenburg. KBO
- Charlotte Nayaert became a director. NBB
- Bart Praet became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 40,836 profit in 2022 to € 46,222 loss in 2025.
Paid € 18,716 in corporate taxes since 2022.
Best year ever: 2022, with € 40,836 profit.
On average € 97,900 of value added per employee in 2024.
Management
Behind Karmika are Charlotte Nayaert and Bart Praet. It owns 100% of Salons Drie Koningen itself.
Directors
According to the 2025 annual accounts
Charlotte Nayaert
Director
since 2017
Bart Praet
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Vaartstraat 67/69
8460 Oudenburg
Vaartstraat 69
8460 Oudenburg
Active since 24 October 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
DSTNY-BACKBONE International Backbone, BE
Website info
Features
Security
Details
- Company number
- 0683.657.978
- VAT number
- BE 0683.657.978
- Registered office
- Vaartstraat 67/69, 8460 Oudenburg
- Names & denominations
- Karmika
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 October 2017
- Peppol
- Active · Active since 5 Feb 2026
- Contact
- salonsprovoost.be
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening
Catering van evenementen