Financials
Financial year 2025
VBM VERZEKERINGEN from Tremelo, company number BE0683606906, closed financial year 2025 with a result of € 474,150 after tax. For that financial year VBM VERZEKERINGEN recorded a gross margin of € 1.6 million and equity of € 525,249. Compared with financial year 2024, the result moved from € 463,963 to € 474,150. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 525,249
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 474,150
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 850,153
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 450,000 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
11.7
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 848,943
▲ 14% vs 2024
€ 72,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 192,805
▼ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 358,676
▼ 21% vs 2024
€ 97,028 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,065
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 113,632
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,108,087 | € 1,426,266 | € 1,570,210 | € 1,578,525 | ▲ 1% |
| Profit after taxes | € 285,212 | € 433,479 | € 463,963 | € 474,150 | ▲ 2% |
| Equity | € 403,855 | € 487,334 | € 501,297 | € 525,249 | ▲ 5% |
| Total debts | € 980,255 | € 1,046,947 | € 1,046,542 | € 938,160 | ▼ 10% |
| Cash | € 485,606 | € 804,729 | € 945,775 | € 850,153 | ▼ 10% |
| Retained profit | € 297,785 | € 381,264 | € 395,227 | € 419,179 | ▲ 6% |
| Dividend | € 220,000 | € 350,000 | € 450,000 | € 450,000 | |
| Bank debt | € 677,635 | € 586,541 | € 453,634 | € 358,676 | ▼ 21% |
| Balance sheet total | € 1,384,110 | € 1,534,280 | € 1,547,839 | € 1,463,408 | ▼ 5% |
| Employees (FTE) | 8.1 | 8.7 | 11.5 | 11.7 | ▲ 0.2 |
Key figures of VBM VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VBM VERZEKERINGEN?
What happened at VBM VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 474,150 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Begijnendijk. KBO
- New establishment in Rotselaar. KBO
- New establishment in Tremelo. KBO
- Start of the company according to the CBE. KBO
In short
From € 285,212 profit in 2022 to € 474,150 profit in 2025.
Paid € 600,412 in corporate taxes since 2022.
Best year ever: 2025, with € 474,150 profit.
On average € 134,900 of value added per employee in 2025.
A new publication or filing at VBM VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Lie Jennen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VBM VERZEKERINGENBehind VBM VERZEKERINGEN are Geert Van Bael BV, Lie Jennen BV and Goova Consult BV. The shares are held by Lie Jennen (33%).
Directors
According to the 2025 annual accounts
Director · represented by Kelly Jennen
Director · represented by Kevin Goovaerts
Shareholders
33%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Baalsebaan 181
3128 Tremelo
Stationsstraat 31A
3110 Rotselaar
Active since 1 January 2018
Aarschotsesteenweg 2 box 1
3130 Begijnendijk
Active since 1 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0683.606.906
- VAT number
- BE 0683.606.906
- Registered office
- Baalsebaan 181, 3128 Tremelo
- Names & denominations
- VBM VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 2017
- Peppol
- Active · Active since 4 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Agenten en makelaars in bankdiensten