Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
3 KEYS from Sint-Martens-Latem, company number BE0682991351, closed financial year 2025 with a result of € 98,793 after tax. For that financial year 3 KEYS recorded a gross margin of € 238,098 and equity of € 2.3 million. Compared with financial year 2024, the result moved from € -180,471 to € 98,793. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 2.3 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,793
▲ still € 180,471 loss in 2024
Profit after tax over the fiscal year.
€ 114,650
▲ 277% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -374,407.
Debts at end 2025
€ 1.1 million
▼ 51% vs 2024
Loans from banks and other lenders, long and short.
€ 64,377
▲ 174% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,904 | € 1,078 | € -21,228 | € 238,098 | ▲ € 259,325 |
| Profit after taxes | € -44,141 | € -96,921 | € -180,471 | € 98,793 | ▲ € 279,264 |
| Equity | € 2,519,192 | € 2,422,271 | € 2,241,800 | € 2,340,593 | ▲ 4% |
| Total debts | € 2,612,946 | € 3,080,300 | € 3,213,622 | € 2,301,020 | ▼ 28% |
| Cash | € 58,069 | € 77,725 | € 30,443 | € 114,650 | ▲ 277% |
| Retained profit | € -195,808 | € -292,729 | € -473,200 | € -374,407 | ▲ € 98,793 |
| Bank debt | € 2,331,000 | € 2,331,000 | € 2,331,000 | € 1,141,600 | ▼ 51% |
| Balance sheet total | € 5,132,138 | € 5,502,571 | € 5,455,422 | € 4,641,613 | ▼ 15% |
Key figures of 3 KEYS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to 3 KEYS?
What happened at 3 KEYS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 98,793. Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- TPJE NV became a director. NBB
- Bemisal BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 44,141 loss in 2022 to € 98,793 profit in 2025.
Best year ever: 2025, with € 98,793 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of TPJE, Bemisal, SUNFIRE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
3 KEYSBehind 3 KEYS are TPJE NV and Bemisal BV. The shares are held by TPJE (33.3%), Bemisal (33.3%) and SUNFIRE (33.3%).
Directors
According to the 2025 annual accounts
Director · represented by Michel LEMAHIEU
Also active at: LEMAHIEU GROUP, KotCompany, LDCwood, 3 KEYS CONSTRUCT, LemBeau
since 2017
Chairman of the board · represented by Isabelle LEMAHIEU
Also active at: 3 KEYS CONSTRUCT
since 2017
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijksesteenweg 154
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Bemisal same network
€ 930,423 gross margin · 2025
"VERENIGING VAN MEDE-EIGENAARS VAN DE RESIDENTIE KORTRIJKSESTEENWEG 154 TE 9830 SINT-MARTENS-LATEM,KORTRIJKSESTEENWEG 154"
KotCompany same network
€ 1 million gross margin · 2025
IMRODER
€ 6.2 million revenue · 2025
3 KEYS CONSTRUCT same network
€ -276,587 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0682.991.351
- VAT number
- BE 0682.991.351
- Registered office
- Kortrijksesteenweg 154, 9830 Sint-Martens-Latem
- Names & denominations
- 3 KEYS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 October 2017
- Peppol
- Active · Active since 23 Jun 2025