Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
EP FINANCE from Merelbeke-Melle, company number BE0682808536, closed financial year 2024 with a result of € 175,584 after tax. For that financial year EP FINANCE recorded a gross margin of € 150,022 and equity of € 195,085. Compared with financial year 2023, the result moved from € 116,953 to € 175,584. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 195,085
▲ € 175,584 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 175,584
▲ 50% vs 2023
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 176,485.
People and assets in 2024
€ 848
▼ 97% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 99,323
▼ 33% vs 2023
€ 29,973 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,413
▲ 8% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 21,610
▼ 68% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 131,771 | € 177,607 | € 223,501 | € 150,022 | ▼ 33% |
| Profit after taxes | € 35,780 | € 71,042 | € 116,953 | € 175,584 | ▲ 50% |
| Equity | € 79,059 | € 19,501 | € 19,501 | € 195,085 | ▲ € 175,584 |
| Total debts | € 242,382 | € 222,030 | € 222,040 | € 167,676 | ▼ 24% |
| Cash | € 8,000 | € 0 | - | - | |
| Retained profit | € 72,859 | € 901 | € 901 | € 176,485 | ▲ € 175,584 |
| Dividend | € 0 | € 143,000 | € 116,953 | € 0 | ▼ 100% |
| Bank debt | € 206,614 | € 167,114 | € 149,067 | € 99,323 | ▼ 33% |
| Balance sheet total | € 321,441 | € 241,531 | € 241,541 | € 362,761 | ▲ 50% |
Key figures of EP FINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to EP FINANCE?
What happened at EP FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 175,584 (▲ 50% vs 2023). filed late Source: NBB ↗
- New establishment in Merelbeke-Melle. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,780 profit in 2021 to € 175,584 profit in 2024.
Paid € 174,925 in corporate taxes since 2021.
Best year ever: 2024, with € 175,584 profit.
Paid out € 259,953 in dividends to the owners in total.
A new publication or filing at EP FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of WAUTERS & Co comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
EP FINANCEBehind EP FINANCE are Els Degraeve and Peter Copers. The shares are held by WAUTERS & Co (100%).
Directors
According to the 2024 annual accounts
Els Degraeve
Administrator-manager
Peter Copers
Administrator-manager
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hundelgemsesteenweg 492 box A
9820 Merelbeke-Melle
Driekoningenplein 5
9820 Merelbeke-Melle
Active since 11 October 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0682.808.536
- VAT number
- BE 0682.808.536
- Registered office
- Hundelgemsesteenweg 492 bus A, 9820 Merelbeke-Melle
- Names & denominations
- EP FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2017
- Peppol
- Active · Active since 10 Feb 2026