Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VILLA CERAMICA from Lontzen, company number BE0682785770, closed financial year 2025 with a result of € 685 after tax. For that financial year VILLA CERAMICA recorded a gross margin of € 21,710 and equity of € -64,607. Compared with financial year 2024, the result moved from € -21,279 to € 685. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ -64,607
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 685
▲ still € 21,279 loss in 2024
Profit after tax over the fiscal year.
€ 5,781
▲ € 5,111 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -95,882.
People and assets in 2025
€ 1,645
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,580
▼ 31% vs 2024
Loans from banks and other lenders, long and short.
€ 91,310
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,277
▼ 37% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 59,748 | € 56,153 | € 3,155 | € 21,710 | ▲ € 18,555 |
| Profit after taxes | € -8,518 | € 3,482 | € -21,279 | € 685 | ▲ € 21,964 |
| Equity | € -45,585 | € -42,740 | € -64,656 | € -64,607 | |
| Total debts | € 219,266 | € 180,823 | € 181,449 | € 164,002 | ▼ 10% |
| Cash | € 8,457 | € 1,274 | € 670 | € 5,781 | ▲ € 5,111 |
| Land & buildings | € 92,604 | € 79,372 | € 61,500 | € 43,659 | ▼ 29% |
| Retained profit | € -78,771 | € -75,288 | € -96,567 | € -95,882 | ▲ € 685 |
| Bank debt | € 114,996 | € 94,844 | € 74,305 | € 51,580 | ▼ 31% |
| Balance sheet total | € 174,477 | € 138,720 | € 117,271 | € 99,714 | ▼ 15% |
Key figures of VILLA CERAMICA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VILLA CERAMICA?
What happened at VILLA CERAMICA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 685. Source: NBB ↗
- New establishment in Lontzen. KBO
- Alma Sarac became a director. NBB
- David Schlembach became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,518 loss in 2022 to € 685 profit in 2025.
Best year ever: 2023, with € 3,482 profit.
A new publication or filing at VILLA CERAMICA? We notify you, reason included.
Follow VILLA CERAMICADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VILLA CERAMICA are Alma Sarac and David Schlembach. David Schlembach is also behind ROCKSKIN.
Directors
According to the 2025 annual accounts
Alma Sarac
Administrator-manager
since 2017
since 2017
Establishments
Establishment units
Physical locations of this company
Rue Mitoyenne 340
4710 Lontzen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
ONE-NETWORK, DE
Website info
Features
Security
Details
- Company number
- 0682.785.770
- VAT number
- BE 0682.785.770
- Registered office
- Rue Mitoyenne 340, 4710 Lontzen
- Names & denominations
- VILLA CERAMICA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2017
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- villaceramica.be
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in behang, verf en woningtextiel
Groothandel in hout
Groothandel in vloer- en wandtegels
Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)