Financials
Financial year 2025
DERVAL INVEST from Nivelles, company number BE0682632451, closed financial year 2025 with a result of € 150,293 after tax. For that financial year DERVAL INVEST recorded a gross margin of € 18,336 and equity of € 230,147. Compared with financial year 2024, the result moved from € 124,736 to € 150,293. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 12, 2025.
€ 230,147
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 150,293
▲ 20% vs 2024
Profit after tax over the fiscal year.
€ 74,999
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 162,293 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 11,209
▲ 98% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 30,725
▼ 35% vs 2024
€ 26,035 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 1,763
▲ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,514
▲ 69% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,270 | € 7,974 | € 12,888 | € 18,336 | ▲ 42% |
| Profit after taxes | € 99,732 | € 66,360 | € 124,736 | € 150,293 | ▲ 20% |
| Equity | € 214,050 | € 220,410 | € 242,147 | € 230,147 | ▼ 5% |
| Total debts | € 209,060 | € 136,290 | € 155,113 | € 201,295 | ▲ 30% |
| Cash | € 127,436 | € 81,516 | € 125,481 | € 74,999 | ▼ 40% |
| Retained profit | € 209,050 | € 215,410 | € 237,147 | € 225,147 | ▼ 5% |
| Dividend | € 89,500 | € 60,000 | € 103,000 | € 162,293 | ▲ 58% |
| Bank debt | € 94,381 | € 70,786 | € 47,190 | € 30,725 | ▼ 35% |
| Balance sheet total | € 423,111 | € 356,700 | € 397,259 | € 431,442 | ▲ 9% |
Key figures of DERVAL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to DERVAL INVEST?
What happened at DERVAL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 150,293 (▲ 20% vs 2024). Source: NBB ↗
- New establishment in Nivelles. KBO
- Stéfan DERVAL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 99,732 profit in 2022 to € 150,293 profit in 2025.
Paid € 11,522 in corporate taxes since 2022.
Best year ever: 2025, with € 150,293 profit.
Paid out € 414,793 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DERVAL INVEST is Stéfan DERVAL. It owns 29.6% of GDH Assur itself.
Directors
According to the 2025 annual accounts
Stéfan DERVAL
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Faubourg de Mons 64 box A
1400 Nivelles
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0682.632.451
- VAT number
- BE 0682.632.451
- Registered office
- Faubourg de Mons 64 bus A, 1400 Nivelles
- Names & denominations
- DERVAL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2017
- Peppol
- Active · Active since 26 Dec 2025
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