Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
VLV Finance from Antwerpen, company number BE0682493087, closed financial year 2024 with a result of € 39,800 after tax. For that financial year VLV Finance recorded a gross margin of € 244,477 and equity of € 110,072. Compared with financial year 2023, the result moved from € 83,652 to € 39,800. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 7, 2025.
€ 110,072
▲ 57% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,800
▼ 52% vs 2023
Profit after tax over the fiscal year.
€ 19,534
▼ 23% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 91,472.
People and assets in 2024
2
▼ 1.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 40,155
▼ 57% vs 2023
€ 20,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,090
▼ 17% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 2 million
▼ 5% vs 2023
€ 101,974 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 85,793
▲ 195% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 28,137
▼ 38% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 236,907 | € 341,436 | € 244,477 | ▼ 28% |
| Profit after taxes | € 39,957 | € 83,652 | € 39,800 | ▼ 52% |
| Equity | € 26,869 | € 70,272 | € 110,072 | ▲ 57% |
| Total debts | € 2,335,822 | € 2,255,939 | € 2,157,604 | ▼ 4% |
| Cash | € 44,519 | € 25,312 | € 19,534 | ▼ 23% |
| Land & buildings | € 2,278,529 | € 2,251,866 | € 2,204,213 | ▼ 2% |
| Retained profit | € 8,269 | € 51,672 | € 91,472 | ▲ 77% |
| Dividend | € 100,500 | € 40,250 | € 0 | ▼ 100% |
| Bank debt | € 2,227,603 | € 2,109,370 | € 2,003,338 | ▼ 5% |
| Balance sheet total | € 2,362,692 | € 2,326,211 | € 2,267,675 | ▼ 3% |
| Employees (FTE) | 3 | 3.1 | 2 | ▼ 1.1 |
Key figures of VLV Finance, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 April 2026.
What happened to VLV Finance?
What happened at VLV Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 39,800 (▼ 52% vs 2023). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,957 profit in 2022 to € 39,800 profit in 2024.
Paid € 53,245 in corporate taxes since 2022.
Best year ever: 2023, with € 83,652 profit.
On average € 122,200 of value added per employee in 2024.
A new publication or filing at VLV Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
ELI JACOB
Director
Establishments
Establishment units
Physical locations of this company
Zurenborgstraat 46
2018 Antwerpen
Zurenborgstraat 46 box 4
2018 Antwerpen
Active since 4 October 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0682.493.087
- VAT number
- BE 0682.493.087
- Registered office
- Zurenborgstraat 46, 2018 Antwerpen
- Names & denominations
- VLV Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 October 2017
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen