Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Finami E.P. from Schilde, company number BE0681747672, closed financial year 2025 with a result of € -344 after tax. For that financial year Finami E.P. recorded a gross margin of € 3,552 and equity of € 295,444. Compared with financial year 2024, the result moved from € -8,125 to € -344. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 295,444
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -344
▲ 96 % less loss than in 2024
Profit after tax over the fiscal year.
€ 22,180
▲ € 20,401 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 195,444.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 15,437
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 75,000
▼ 50% vs 2024
Loans from banks and other lenders, long and short.
€ 2,042
▲ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,481
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -23,648 | € -13,280 | € -4,331 | € 3,552 | ▲ € 7,882 |
| Profit after taxes | € -16,481 | € 7,786 | € -8,125 | € -344 | ▲ € 7,781 |
| Equity | € 296,127 | € 303,913 | € 295,787 | € 295,444 | |
| Total debts | € 198,845 | € 232,473 | € 181,982 | € 84,246 | ▼ 54% |
| Cash | € 15,836 | € 148,617 | € 1,780 | € 22,180 | ▲ € 20,401 |
| Retained profit | € 196,127 | € 203,913 | € 195,787 | € 195,444 | |
| Bank debt | € 150,000 | € 150,000 | € 150,000 | € 75,000 | ▼ 50% |
| Balance sheet total | € 494,972 | € 536,386 | € 477,770 | € 379,690 | ▼ 21% |
Key figures of Finami E.P., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Finami E.P.?
What happened at Finami E.P. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 344. Source: NBB ↗
- New establishment in Schilde. KBO
- Eric Peeters became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 16,481 loss in 2022 to € 344 loss in 2025.
Paid € 1,902 in corporate taxes since 2022.
Best year ever: 2023, with € 7,786 profit.
A new publication or filing at Finami E.P.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Finami E.P. is Eric Peeters. It owns 50% of AFA Projecten and 25% of FAM3 itself.
Directors
According to the 2025 annual accounts
since 2017
Establishments
Establishment units
Physical locations of this company
Groene Wandeling 15
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0681.747.672
- VAT number
- BE 0681.747.672
- Registered office
- Groene Wandeling 15, 2970 Schilde
- Names & denominations
- Finami E.P.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 2017
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- [email protected]
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
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Ontwikkeling van residentiële bouwprojecten