Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
INSUVER KEMPEN from Herentals, company number BE0681423614, closed financial year 2025 with a result of € 318,019 after tax. For that financial year INSUVER KEMPEN recorded a gross margin of € 614,213 and equity of € 195,541. Compared with financial year 2024, the result moved from € 341,959 to € 318,019. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 195,541
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 318,019
▼ 7% vs 2024
Profit after tax over the fiscal year.
€ 223,502
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 300,000 paid out
94 % of the profit went to the shareholders, mostly to BLEMCO (67 % of the shares). That is where the money ends up.
People and assets in 2025
2.9
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 241,185
▲ 29% vs 2024
€ 83,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,904
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 30,358
▲ 114% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,642
▲ 42% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 530,060 | € 529,342 | € 583,213 | € 614,213 | ▲ 5% |
| Profit after taxes | € 279,987 | € 310,903 | € 341,959 | € 318,019 | ▼ 7% |
| Equity | € 484,660 | € 315,563 | € 177,522 | € 195,541 | ▲ 10% |
| Total debts | € 428,421 | € 597,894 | € 549,608 | € 363,375 | ▼ 34% |
| Cash | € 537,911 | € 226,898 | € 412,079 | € 223,502 | ▼ 46% |
| Retained profit | € 444,522 | € 275,425 | € 137,384 | € 155,403 | ▲ 13% |
| Dividend | € 225,000 | € 480,000 | € 480,000 | € 300,000 | ▼ 37% |
| Bank debt | € 132,800 | € 63,655 | € 0 | € 0 | |
| Balance sheet total | € 913,082 | € 913,457 | € 727,131 | € 558,916 | ▼ 23% |
| Employees (FTE) | 2.9 | 2.9 | 2.2 | 2.9 | ▲ 0.7 |
Key figures of INSUVER KEMPEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSUVER KEMPEN?
What happened at INSUVER KEMPEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 318,019 (▼ 7% vs 2024). Source: NBB ↗
- Blemco BV became a director. NBB
- Evelien Verrezen stepped down as director. NBB
- Verrezen en Co BV stepped down as director. NBB
- Evelien Verrezen became a director. NBB
- Verrezen en Co BV became a director. NBB
- New establishment in Herentals. KBO
- Start of the company according to the CBE. KBO
In short
From € 279,987 profit in 2022 to € 318,019 profit in 2025.
Paid € 50,806 in corporate taxes since 2022.
Best year ever: 2024, with € 341,959 profit.
On average € 211,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BLEMCO, VERREZEN EN CO, TLS Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INSUVER KEMPENBehind INSUVER KEMPEN are TLS Invest BV and Blemco BV. The shares are held by BLEMCO (66.7%), VERREZEN EN CO (66.7%) and TLS Invest (33.3%).
Directors
According to the 2025 annual accounts
since 2021 · until 2025
since 2021 · until 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hofkwartier(HRT) 28
2200 Herentals
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0681.423.614
- VAT number
- BE 0681.423.614
- Registered office
- Hofkwartier(HRT) 28, 2200 Herentals
- Names & denominations
- INSUVER KEMPEN · INSUVER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 September 2017
- Peppol
- Active · Active since 30 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars