Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CHBJ from Charleroi, company number BE0681368877, closed financial year 2025 with a result of € 18,164 after tax. For that financial year CHBJ recorded a gross margin of € 98,027 and equity of € 139,833. Compared with financial year 2024, the result moved from € 34,325 to € 18,164. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 139,833
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,164
▼ 47% vs 2024
Profit after tax over the fiscal year.
€ 16,951
▲ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,648 paid out
59 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 506
▼ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,434
▼ 84% vs 2024
Loans from banks and other lenders, long and short.
€ 11,461
▲ 154% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,349
▼ 57% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 87,942 | € 90,845 | € 116,426 | € 98,027 | ▼ 16% |
| Profit after taxes | € 14,331 | € 18,202 | € 34,325 | € 18,164 | ▼ 47% |
| Equity | € 79,790 | € 97,992 | € 132,317 | € 139,833 | ▲ 6% |
| Total debts | € 229,108 | € 166,862 | € 105,471 | € 48,166 | ▼ 54% |
| Cash | € 6,012 | € 31,600 | € 12,298 | € 16,951 | ▲ 38% |
| Retained profit | € 61,190 | € 79,392 | € 113,717 | € 121,233 | ▲ 7% |
| Dividend | € 0 | € 0 | € 0 | € 10,648 | |
| Bank debt | € 165,797 | € 114,983 | € 70,018 | € 11,434 | ▼ 84% |
| Balance sheet total | € 308,899 | € 264,854 | € 237,788 | € 187,999 | ▼ 21% |
Key figures of CHBJ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CHBJ?
What happened at CHBJ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,164 (▼ 47% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
- Giovanni NAPOLITANO became a director. NBB
- Christine LENOIR became a director. NBB
In short
From € 14,331 profit in 2022 to € 18,164 profit in 2025.
Paid € 52,206 in corporate taxes since 2022.
Best year ever: 2024, with € 34,325 profit.
Paid out € 10,648 in dividends to the owners in total.
A new publication or filing at CHBJ? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHBJ are Giovanni NAPOLITANO and Christine LENOIR.
Directors
According to the 2025 annual accounts
Giovanni NAPOLITANO
Director
since 2017
Christine LENOIR
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Rue Général Leman 54
6044 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0681.368.877
- VAT number
- BE 0681.368.877
- Registered office
- Rue Général Leman 54, 6044 Charleroi
- Names & denominations
- CHBJ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2017
- Peppol
- Not registered