What is the address of OPTIMAL FINANCES?

The registered office of OPTIMAL FINANCES is located at Rue de Bruxelles 122, 4340 Awans.

Is OPTIMAL FINANCES still active?

Yes. According to the CBE (30 October 2026) OPTIMAL FINANCES is active, legal situation “Normale toestand”, started on 7 September 2017.

Is OPTIMAL FINANCES registered on Peppol?

Yes, OPTIMAL FINANCES is registered on the Peppol network with ID 0208:0680815284.

What is the enterprise number of OPTIMAL FINANCES?

The enterprise number of OPTIMAL FINANCES is BE0680815284.

When was OPTIMAL FINANCES founded?

OPTIMAL FINANCES was founded on 7 September 2017.

Who are the directors of OPTIMAL FINANCES?

According to the 2025 annual accounts, the directors of OPTIMAL FINANCES are: PHILIPPE BERGS.

Is OPTIMAL FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 September 2017; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did OPTIMAL FINANCES make in 2025?

OPTIMAL FINANCES posted a profit after taxes of € 11,515 in financial year 2025.

What is the revenue of OPTIMAL FINANCES?

As a small company, OPTIMAL FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 15,683.

OPTIMAL FINANCES (Private Limited) - Awans - BE0680815284

Q: What does OPTIMAL FINANCES do?

OPTIMAL FINANCES is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 7 September 2017, 1 establishment.

Dossier OPTIMAL FINANCES, printed on 30 October 2026 from databakkes.be/en/0680815284/optimal-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

OPTIMAL FINANCES from Awans, company number BE0680815284, closed financial year 2025 with a result of € 11,515 after tax. For that financial year OPTIMAL FINANCES recorded a gross margin of € 15,683 and equity of € 23,439. Compared with financial year 2024, the result moved from € 11,589 to € 11,515. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Growing

€ 23,439

▲ 84% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 11,515

▼ 1% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 295

▼ 66% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 833 paid out

7 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt

€ 2,402

▲ 19% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 5,241

▼ 1% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 6,924

▲ 25% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 13,352 Gross margin 2022: € 13,352 First fiscal year in the series	€ 1,868 Gross margin 2023: € 1,868 ▼ 86% vs 2022 (€ 13,352) Unfavourable step	€ 16,457 Gross margin 2024: € 16,457 ▲ € 14,590 vs 2023 (€ 1,868) Favourable step	€ 15,683 Gross margin 2025: € 15,683 ▼ 5% vs 2024 (€ 16,457) Unfavourable step	▼ 5%
Profit after taxes	€ 8,777 Profit after taxes 2022: € 8,777 First fiscal year in the series	€ 805 Profit after taxes 2023: € 805 ▼ 91% vs 2022 (€ 8,777) Unfavourable step	€ 11,589 Profit after taxes 2024: € 11,589 ▲ € 10,784 vs 2023 (€ 805) Favourable step	€ 11,515 Profit after taxes 2025: € 11,515 ▼ 1% vs 2024 (€ 11,589) Unfavourable step	▼ 1%
Equity	€ 42,863 Equity 2022: € 42,863 First fiscal year in the series	€ 2,000 Equity 2023: € 2,000 ▼ 95% vs 2022 (€ 42,863) Unfavourable step	€ 12,756 Equity 2024: € 12,756 ▲ € 10,756 vs 2023 (€ 2,000) Favourable step	€ 23,439 Equity 2025: € 23,439 ▲ 84% vs 2024 (€ 12,756) Favourable step	▲ 84%
Total debts	€ 29,295 Total debts 2022: € 29,295 First fiscal year in the series	€ 57,531 Total debts 2023: € 57,531 ▲ 96% vs 2022 (€ 29,295) Unfavourable step	€ 24,244 Total debts 2024: € 24,244 ▼ 58% vs 2023 (€ 57,531) Favourable step	€ 15,806 Total debts 2025: € 15,806 ▼ 35% vs 2024 (€ 24,244) Favourable step	▼ 35%
Cash	€ 9,801 Cash 2022: € 9,801 First fiscal year in the series	€ 441 Cash 2023: € 441 ▼ 96% vs 2022 (€ 9,801) Unfavourable step	€ 858 Cash 2024: € 858 ▲ 95% vs 2023 (€ 441) Favourable step	€ 295 Cash 2025: € 295 ▼ 66% vs 2024 (€ 858) Unfavourable step	▼ 66%
Retained profit	€ 40,863 Retained profit 2022: € 40,863 First fiscal year in the series	€ 0 Retained profit 2023: € 0 ▼ 100% vs 2022 (€ 40,863) Unfavourable step	€ 10,756 Retained profit 2024: € 10,756 Unchanged (€ 0) Favourable step	€ 21,439 Retained profit 2025: € 21,439 ▲ 99% vs 2024 (€ 10,756) Favourable step	▲ 99%
Dividend	€ 15,000 Dividend 2022: € 15,000 First fiscal year in the series	€ 41,668 Dividend 2023: € 41,668 ▲ 178% vs 2022 (€ 15,000) Unchanged	€ 833 Dividend 2024: € 833 ▼ 98% vs 2023 (€ 41,668) Unchanged	€ 833 Dividend 2025: € 833 Unchanged (€ 833) Unchanged
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 2,016 Bank debt 2024: € 2,016 Unchanged (€ 0) Unfavourable step	€ 2,402 Bank debt 2025: € 2,402 ▲ 19% vs 2024 (€ 2,016) Unfavourable step	▲ 19%
Balance sheet total	€ 72,158 Balance sheet total 2022: € 72,158 First fiscal year in the series	€ 59,531 Balance sheet total 2023: € 59,531 ▼ 17% vs 2022 (€ 72,158) Unchanged	€ 37,000 Balance sheet total 2024: € 37,000 ▼ 38% vs 2023 (€ 59,531) Unchanged	€ 39,245 Balance sheet total 2025: € 39,245 ▲ 6% vs 2024 (€ 37,000) Unchanged	▲ 6%

Key figures of OPTIMAL FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to OPTIMAL FINANCES?

What happened at OPTIMAL FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 11,515 (▼ 1% vs 2024). filed late Source: NBB ↗
Sep 7, 2017 New establishment in Villers-le-Bouillet. KBO
Sep 7, 2017 Start of the company according to the CBE. KBO

In short

From € 8,777 profit in 2022 to € 11,515 profit in 2025.

Paid € 10,948 in corporate taxes since 2022.

Best year ever: 2024, with € 11,589 profit.

Paid out € 58,334 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

PHILIPPE BERGS

OPTIMAL FINANCES

BE SECURE FINANCE 33.3%

Behind OPTIMAL FINANCES is PHILIPPE BERGS. It owns 33.3% of BE SECURE FINANCE itself.

Directors

According to the 2025 annual accounts

PHILIPPE BERGS

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Bruxelles 122

4340 Awans

2.267.745.380

Rue de la Sablière 38C/1

4530 Villers-le-Bouillet

Active since 7 September 2017

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

4 INVEST

OPTIQUE AWANS

€ 122,298 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0680.815.284

VAT number

BE 0680.815.284

Registered office

Rue de Bruxelles 122, 4340 Awans

Names & denominations

OPTIMAL FINANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

7 September 2017

Peppol

Active · Active since 16 Jan 2026

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

OPTIMAL FINANCES

Warning lights

Financials

What happened to OPTIMAL FINANCES?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions