Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINPACT from Brussel, company number BE0679996328, closed financial year 2025 with a result of € 1,440 after tax. For that financial year FINPACT recorded a gross margin of € 98,797 and equity of € 419,621. Compared with financial year 2024, the result moved from € 40,318 to € 1,440. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 419,621
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,440
▼ 96% vs 2024
Profit after tax over the fiscal year.
€ 34,064
▼ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 401,021.
People and assets in 2025
€ 2,148
▲ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▲ 72% vs 2024
Loans from banks and other lenders, long and short.
€ 46,344
▲ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,567
▼ 82% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,030,660 | - | - | - | |
| Gross margin | € 166,133 | € 291,658 | € 137,931 | € 98,797 | ▼ 28% |
| Profit after taxes | € 94,825 | € 143,793 | € 40,318 | € 1,440 | ▼ 96% |
| Equity | € 234,070 | € 377,863 | € 418,181 | € 419,621 | |
| Total debts | € 308,551 | € 811,617 | € 1,208,663 | € 1,862,296 | ▲ 54% |
| Cash | € 284,522 | € 184,581 | € 142,563 | € 34,064 | ▼ 76% |
| Land & buildings | € 5,111 | € 4,499 | € 3,888 | € 3,277 | ▼ 16% |
| Retained profit | € 215,470 | € 359,263 | € 399,581 | € 401,021 | |
| Bank debt | € 64,434 | € 539,167 | € 909,164 | € 1,565,420 | ▲ 72% |
| Balance sheet total | € 542,621 | € 1,189,480 | € 1,626,844 | € 2,281,917 | ▲ 40% |
Key figures of FINPACT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINPACT?
What happened at FINPACT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,440 (▼ 96% vs 2024). Source: NBB ↗
- New establishment in Brussel. KBO
- SEBASTIEN PANTANO became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 94,825 profit in 2022 to € 1,440 profit in 2025.
Paid € 132,604 in corporate taxes since 2022.
Best year ever: 2023, with € 143,793 profit.
A new publication or filing at FINPACT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
SEBASTIEN PANTANO
Manager
since 2017
Establishments
Establishment units
Physical locations of this company
Stevens-Delannoystraat 12
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0679.996.328
- VAT number
- BE 0679.996.328
- Registered office
- Stevens-Delannoystraat 12, 1020 Brussel
- Names & denominations
- FINPACT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 August 2017
- Peppol
- Active · Active since 13 Aug 2025
- Activities · NACE
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