Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
103 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STO TERRA INVEST from Roeselare, company number BE0679618127, closed financial year 2025 with a result of € -2.5 million after tax. For that financial year STO TERRA INVEST recorded a gross margin of € 184,932 and equity of € 427,974. Compared with financial year 2024, the result moved from € 1,681 to € -2.5 million. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 427,974
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2.5 million
▼ still € 1,681 profit in 2024
Profit after tax over the fiscal year.
€ 67,629
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.3 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 4.9 million
Loans from banks and other lenders, long and short.
€ 85,000
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 687,064 | € 1,584,001 | € 297,803 | € 184,932 | ▼ 38% |
| Profit after taxes | € 400,234 | € 1,018,590 | € 1,681 | € -2,545,895 | ▼ € 2.5 million |
| Equity | € 408,353 | € 492,392 | € 494,073 | € 427,974 | ▼ 13% |
| Total debts | € 6,806,362 | € 5,696,139 | € 7,289,158 | € 7,588,278 | ▲ 4% |
| Cash | € 834,731 | € 765,679 | € 246,509 | € 67,629 | ▼ 73% |
| Retained profit | € 162,353 | € 246,392 | € 248,073 | € -2,297,822 | ▼ € 2.5 million |
| Dividend | € 400,000 | € 934,551 | € 0 | € 0 | |
| Bank debt | € 4,250,000 | € 2,680,000 | € 4,896,290 | € 4,896,290 | |
| Balance sheet total | € 7,214,715 | € 6,188,531 | € 7,783,231 | € 8,016,252 | ▲ 3% |
Key figures of STO TERRA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STO TERRA INVEST?
What happened at STO TERRA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2.5 million (▼ € 2.5 million vs 2024). filed late Source: NBB ↗
- 6 Stones BV became a director. NBB
- Breverfin BV became a director. NBB
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 400,234 profit in 2022 to € 2.5 million loss in 2025.
Paid € 475,983 in corporate taxes since 2022.
Best year ever: 2023, with € 1 million profit.
Paid out € 1.3 million in dividends to the owners in total.
A new publication or filing at STO TERRA INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Steenoven Development Fund comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STO TERRA INVESTBehind STO TERRA INVEST are Breverfin BV and 6 Stones BV. The shares are held by Steenoven Development Fund (100%). It owns 100% of Geko Woonwereld itself.
Directors
According to the 2025 annual accounts
Director · represented by Vermander Brecht
Also active at: MARNIC, Steenoven Development Fund, VERDE REAL ESTATE, Verde Construct, ACONSTRUCT, Apotheek Sophie Dewulf
since 2018
Director · represented by Spriet Katleen
Also active at: GEKO WOONWERELD, BOUWBEDRIJF DECLAVER, IMMODESC, ARCHAEOPTERYX, FELIX VERHAEGHE, De Zeerob, TUMBLEWEED, BUSINESS CENTER BRUGGE OOST +24 more
since 2022
Shareholders
Participations
100%
Establishments
Establishment units
Physical locations of this company
Kwadestraat 155 box 12.1
8800 Roeselare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 103 companies are registered at this address.
All companies at this address →ALMIVER OOSTENDE
€ 407,262 gross margin · 2025
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€ 47,469 gross margin · 2025
Verana
€ 22,846 gross margin · 2025
Accent Software & Services
€ 643,367 gross margin · 2025
Cennini Holding
€ 1.5 million revenue · 2025
+98 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0679.618.127
- VAT number
- BE 0679.618.127
- Registered office
- Kwadestraat 155 bus 12.1, 8800 Roeselare
- Names & denominations
- STO TERRA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 2017
- Peppol
- Active · Active since 13 Aug 2025