Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
StartSpeler from Lommel, company number BE0678744632, closed financial year 2025 with a result of € 4,433 after tax. For that financial year StartSpeler recorded a gross margin of € 148,741 and equity of € -51,249. Compared with financial year 2024, the result moved from € -81,179 to € 4,433. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 19, 2026.
€ -51,249
▲ € 5,700 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,433
▲ still € 81,179 loss in 2024
Profit after tax over the fiscal year.
€ 14,273
▲ 285% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -69,849.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 137,611
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,143
▼ 47% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 87,494
▼ 20% vs 2024
€ 58,299 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 14,208
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,623
▲ 79% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,595 | € 24,984 | € 73,421 | € 148,741 | ▲ 103% |
| Profit after taxes | € 30,732 | € -42,633 | € -81,179 | € 4,433 | ▲ € 85,612 |
| Equity | € 55,731 | € 13,098 | € -56,948 | € -51,249 | ▲ € 5,700 |
| Total debts | € 245,523 | € 403,109 | € 343,148 | € 303,641 | ▼ 12% |
| Cash | € 85,775 | € 16,576 | € 3,706 | € 14,273 | ▲ 285% |
| Retained profit | € 49,531 | € 6,898 | € -74,282 | € -69,849 | ▲ € 4,433 |
| Bank debt | € 4,465 | € 87,184 | € 109,316 | € 87,494 | ▼ 20% |
| Balance sheet total | € 301,254 | € 416,206 | € 286,199 | € 252,392 | ▼ 12% |
Key figures of StartSpeler, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to StartSpeler?
What happened at StartSpeler in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,433. Source: NBB ↗
- New establishment in Lommel. KBO
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
- Bram Brands became a director. NBB
In short
From € 30,732 profit in 2021 to € 4,433 profit in 2025.
Paid € 11,793 in corporate taxes since 2021.
Best year ever: 2021, with € 30,732 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Bram Brands
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Kerkstraat 32
3920 Lommel
Kerkstraat 32 C
3920 Lommel
Active since 1 October 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0678.744.632
- VAT number
- BE 0678.744.632
- Registered office
- Kerkstraat 32, 3920 Lommel
- Names & denominations
- StartSpeler
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2017
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in spellen en speelgoed
Overige sportactiviteiten, neg
Detailhandel in spellen en speelgoed in gespecialiseerde winkels
Overige recreatie- en ontspanningsactiviteiten, neg
Cafés en bars