Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SAMO from Kortrijk, company number BE0678735130, closed financial year 2025 with a result of € -10,150 after tax. For that financial year SAMO recorded a gross margin of € 1,807 and equity of € 88,939. Compared with financial year 2024, the result moved from € -31,223 to € -10,150. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 27, 2026.
€ 88,939
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,150
▲ 67 % less loss than in 2024
Profit after tax over the fiscal year.
€ 17,374
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 70,339.
People and assets in 2025
€ 7,747
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,389
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 245
▲ 131% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,542 | € 15,500 | € -15,266 | € 1,807 | ▲ € 17,073 |
| Profit after taxes | € 29,842 | € -2,755 | € -31,223 | € -10,150 | ▲ € 21,073 |
| Equity | € 133,067 | € 130,311 | € 99,088 | € 88,939 | ▼ 10% |
| Total debts | € 43,837 | € 32,795 | € 16,321 | € 5,719 | ▼ 65% |
| Cash | € 116,246 | € 111,708 | € 17,430 | € 17,374 | |
| Retained profit | € 114,467 | € 111,711 | € 80,488 | € 70,339 | ▼ 13% |
| Bank debt | € 24,304 | € 15,270 | € 6,140 | € 0 | ▼ 100% |
| Balance sheet total | € 176,904 | € 163,106 | € 115,409 | € 94,658 | ▼ 18% |
Key figures of SAMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAMO?
What happened at SAMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,150. Source: NBB ↗
- Luc Sacrez became a director. NBB
- Griet Modde became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,842 profit in 2022 to € 10,150 loss in 2025.
Paid € 14,064 in corporate taxes since 2022.
Best year ever: 2022, with € 29,842 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAMO are Luc Sacrez and Griet Modde.
Directors
According to the 2025 annual accounts
Luc Sacrez
Director
since 2023
Griet Modde
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Hoogweide(Heu) 19
8501 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0678.735.130
- VAT number
- BE 0678.735.130
- Registered office
- Hoogweide(Heu) 19, 8501 Kortrijk
- Names & denominations
- SAMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2017
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars