Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2025 and 2026.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
Saint Octave Retail from Sint-Gillis (bij-Brussel), company number BE0678676732, closed financial year 2026 with a result of € -221,096 after tax. For that financial year Saint Octave Retail recorded a gross margin of € 435,017 and equity of € -174,542. Compared with financial year 2025, the result moved from € -127,441 to € -221,096. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -174,542
▼ € 181,940 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -221,096
▼ 73 % more loss than in 2025
Profit after tax over the fiscal year.
€ 17,327
▼ 57% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -352,603.
People and assets in 2026
15.6
▲ 3.3 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 507,817
▲ 18% vs 2025
€ 32,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 67,091
▲ € 58,355 vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 411,807
€ 89,850 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 177,175
▲ 150% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 47,751
▲ 28% vs 2025
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 434,174 | € 524,531 | € 445,205 | € 435,017 | ▼ 2% |
| Profit after taxes | € -95,505 | € 12,375 | € -127,441 | € -221,096 | ▼ € 93,655 |
| Equity | € 145,190 | € 145,684 | € 7,398 | € -174,542 | ▼ € 181,940 |
| Total debts | € 773,800 | € 611,547 | € 535,017 | € 645,757 | ▲ 21% |
| Cash | € 105,429 | € 149,743 | € 40,011 | € 17,327 | ▼ 57% |
| Retained profit | € -16,440 | € -4,065 | € -131,507 | € -352,603 | ▼ € 221,096 |
| Bank debt | € 598,251 | € 519,630 | € 412,388 | € 411,807 | |
| Balance sheet total | € 918,989 | € 757,230 | € 542,415 | € 471,215 | ▼ 13% |
| Employees (FTE) | - | - | 12.3 | 15.6 | ▲ 3.3 |
Key figures of Saint Octave Retail, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Saint Octave Retail?
What happened at Saint Octave Retail in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 221,096. Source: NBB ↗
- Loucap SRL became a director. NBB
- Edouard Dubois became a director. NBB
- Coucar SRL became a director. NBB
- New establishment in Sint-Genesius-Rode. KBO
- New establishment in Ukkel. KBO
- New establishment in Sint-Gillis (bij-Brussel). KBO
- New establishment in Ukkel. KBO
In short
From € 95,505 loss in 2023 to € 221,096 loss in 2026.
Best year ever: 2024, with € 12,375 profit.
On average € 27,900 of value added per employee in 2026.
A new publication or filing at Saint Octave Retail? We notify you, reason included.
Follow Saint Octave RetailDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Saint Octave Retail are Loucap SRL, Edouard Dubois and Coucar SRL. Loucap SRL is also behind CARDI RETAIL, CARMA, Meltingpom, Cardi Maleizen and Cardimmo. Coucar SRL is also behind CARDI RETAIL, Meltingpom, Cardi Maleizen and Cardimmo.
Directors
According to the 2026 annual accounts
Director · represented by Diego Louwers
Also active at: CARDI RETAIL, CARMA, Meltingpom, Cardi Maleizen, Cardimmo
since 2026
Edouard Dubois
Director
since 2026
Director · represented by Carlos Courtois
Also active at: CARDI RETAIL, Meltingpom, Cardi Maleizen, Cardimmo
since 2026
Establishments
Establishment units
Physical locations of this company
Jean Volderslaan 21-23
1060 Sint-Gillis (bij-Brussel)
Hoogstraat 254
1000 Brussel
Active since 18 July 2017
Alsembergse Steenweg 54 box 1
1060 Sint-Gillis (bij-Brussel)
Active since 1 March 2018
Waterloosesteenweg 1241 box 1
1180 Ukkel
Active since 1 May 2020
Jean Volderslaan 23
1060 Sint-Gillis (bij-Brussel)
Active since 8 October 2021
Alsembergsesteenweg 709
1180 Ukkel
Active since 1 April 2022
Fonteinstraat 15
1640 Sint-Genesius-Rode
Active since 19 March 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Rackspace Email
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0678.676.732
- VAT number
- BE 0678.676.732
- Registered office
- Jean Volderslaan 21-23, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- Saint Octave Retail
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2017
- Peppol
- Active · Active since 17 Apr 2026
- Contact
- saintoctave.be
- Activities · NACE
Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels
Detailhandel in zuivelproducten en eieren
Groothandel in zuivelproducten en eieren