Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOMA CONSTRUCT from Binche, company number BE0677866088, closed financial year 2025 with a result of € -15,795 after tax. For that financial year JOMA CONSTRUCT recorded a gross margin of € 20,927 and equity of € -7,405. Compared with financial year 2024, the result moved from € -9,007 to € -15,795. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 26, 2025.
€ -7,405
▼ € 15,795 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,795
▼ 75 % more loss than in 2024
Profit after tax over the fiscal year.
€ 7,444
▲ € 6,474 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -13,605.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 20,788
▼ 43% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,702
▼ 55% vs 2024
Of which on lease € 6,133.
Debts at end 2025
€ 4,679
▼ 76% vs 2024
Loans from banks and other lenders, long and short.
€ 3,129
▼ 48% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 33,087 | € 43,953 | € 45,318 | € 20,927 | ▼ 54% |
| Profit after taxes | € 6,665 | € 687 | € -9,007 | € -15,795 | ▼ € 6,789 |
| Equity | € 16,710 | € 17,397 | € 8,390 | € -7,405 | ▼ € 15,795 |
| Total debts | € 167,682 | € 95,991 | € 110,465 | € 64,669 | ▼ 41% |
| Cash | € 5,139 | € 42,780 | € 970 | € 7,444 | ▲ € 6,474 |
| Retained profit | € 10,510 | € 11,197 | € 2,190 | € -13,605 | ▼ € 15,795 |
| Bank debt | € 54,278 | € 37,299 | € 19,377 | € 4,679 | ▼ 76% |
| Balance sheet total | € 184,392 | € 113,388 | € 118,855 | € 57,263 | ▼ 52% |
Key figures of JOMA CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to JOMA CONSTRUCT?
What happened at JOMA CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,795. filed late Source: NBB ↗
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,665 profit in 2022 to € 15,795 loss in 2025.
Paid € 5,153 in corporate taxes since 2022.
Best year ever: 2022, with € 6,665 profit.
A new publication or filing at JOMA CONSTRUCT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JOMA CONSTRUCT is Johann MARQUIS. It owns 100% of RECRELFIN itself.
Directors
According to the 2025 annual accounts
Johann MARQUIS
Director
Establishments
Establishment units
Physical locations of this company
Rue de l'Octroi(PER) 20/1
7134 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.866.088
- VAT number
- BE 0677.866.088
- Registered office
- Rue de l'Octroi(PER) 20/1, 7134 Binche
- Names & denominations
- JOMA CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2017
- Peppol
- Active · Active since 30 Jul 2026
- Activities · NACE
Algemene bouw van residentiële gebouwen
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden