What does SD ACP ASSUR do?

SD ACP ASSUR is an insurance broker in Sprimont. Private Limited, started on 30 June 2017, 1 establishment.

What is the address of SD ACP ASSUR?

The registered office of SD ACP ASSUR is located at Haie des Chênes(DLX) 3, 4140 Sprimont.

Is SD ACP ASSUR still active?

Yes. According to the CBE (29 October 2026) SD ACP ASSUR is active, legal situation “Normale toestand”, started on 30 June 2017.

Is SD ACP ASSUR registered on Peppol?

Yes, SD ACP ASSUR is registered on the Peppol network with ID 0208:0677745928.

What is the enterprise number of SD ACP ASSUR?

The enterprise number of SD ACP ASSUR is BE0677745928.

When was SD ACP ASSUR founded?

SD ACP ASSUR was founded on 30 June 2017.

Who are the directors of SD ACP ASSUR?

According to the 2025 annual accounts, the directors of SD ACP ASSUR are: DA ACP SRL, OPS CONSEILS SRL, Robert Defays.

Is SD ACP ASSUR a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 June 2017; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did SD ACP ASSUR make in 2025?

SD ACP ASSUR posted a profit after taxes of € 7,294 in financial year 2025.

What is the revenue of SD ACP ASSUR?

As a small company, SD ACP ASSUR is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 111,324.

Does SD ACP ASSUR have a website?

Yes, SD ACP ASSUR has a website at acp.be.

SD ACP ASSUR (Private Limited) - Sprimont - BE0677745928

Dossier SD ACP ASSUR, printed on 29 October 2026 from databakkes.be/en/0677745928/sd-acp-assur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SD ACP ASSUR from Sprimont, company number BE0677745928, closed financial year 2025 with a result of € 7,294 after tax. For that financial year SD ACP ASSUR recorded a gross margin of € 111,324 and equity of € 33,693. Compared with financial year 2024, the result moved from € 15,983 to € 7,294. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 33,693

▲ 28% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 7,294

▼ 54% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 15,713

▲ € 13,059 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -10,307.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 1,715

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 251,936

▼ 26% vs 2024

€ 91,999 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 634

▼ 96% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 5,985

▲ 237% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 17,099 Gross margin 2022: € 17,099 First fiscal year in the series	€ 151,494 Gross margin 2023: € 151,494 ▲ € 134,395 vs 2022 (€ 17,099) Favourable step	€ 114,162 Gross margin 2024: € 114,162 ▼ 25% vs 2023 (€ 151,494) Unfavourable step	€ 111,324 Gross margin 2025: € 111,324 ▼ 2% vs 2024 (€ 114,162) Unfavourable step	▼ 2%
Profit after taxes	€ -79,059 Profit after taxes 2022: € -79,059 First fiscal year in the series	€ 49,713 Profit after taxes 2023: € 49,713 ▲ € 128,772 vs 2022 (€ -79,059) Favourable step	€ 15,983 Profit after taxes 2024: € 15,983 ▼ 68% vs 2023 (€ 49,713) Unfavourable step	€ 7,294 Profit after taxes 2025: € 7,294 ▼ 54% vs 2024 (€ 15,983) Unfavourable step	▼ 54%
Equity	€ -39,297 Equity 2022: € -39,297 First fiscal year in the series	€ 10,416 Equity 2023: € 10,416 ▲ € 49,713 vs 2022 (€ -39,297) Favourable step	€ 26,398 Equity 2024: € 26,398 ▲ 153% vs 2023 (€ 10,416) Favourable step	€ 33,693 Equity 2025: € 33,693 ▲ 28% vs 2024 (€ 26,398) Favourable step	▲ 28%
Total debts	€ 568,544 Total debts 2022: € 568,544 First fiscal year in the series	€ 448,797 Total debts 2023: € 448,797 ▼ 21% vs 2022 (€ 568,544) Favourable step	€ 356,700 Total debts 2024: € 356,700 ▼ 21% vs 2023 (€ 448,797) Favourable step	€ 258,555 Total debts 2025: € 258,555 ▼ 28% vs 2024 (€ 356,700) Favourable step	▼ 28%
Cash	€ 888 Cash 2022: € 888 First fiscal year in the series	€ 8,579 Cash 2023: € 8,579 ▲ € 7,692 vs 2022 (€ 888) Favourable step	€ 2,654 Cash 2024: € 2,654 ▼ 69% vs 2023 (€ 8,579) Unfavourable step	€ 15,713 Cash 2025: € 15,713 ▲ € 13,059 vs 2024 (€ 2,654) Favourable step	▲ € 13,059
Retained profit	€ -83,297 Retained profit 2022: € -83,297 First fiscal year in the series	€ -33,584 Retained profit 2023: € -33,584 ▲ € 49,713 vs 2022 (€ -83,297) Favourable step	€ -17,602 Retained profit 2024: € -17,602 ▲ € 15,983 vs 2023 (€ -33,584) Favourable step	€ -10,307 Retained profit 2025: € -10,307 ▲ € 7,294 vs 2024 (€ -17,602) Favourable step	▲ € 7,294
Bank debt	€ 513,316 Bank debt 2022: € 513,316 First fiscal year in the series	€ 427,143 Bank debt 2023: € 427,143 ▼ 17% vs 2022 (€ 513,316) Favourable step	€ 339,084 Bank debt 2024: € 339,084 ▼ 21% vs 2023 (€ 427,143) Favourable step	€ 251,936 Bank debt 2025: € 251,936 ▼ 26% vs 2024 (€ 339,084) Favourable step	▼ 26%
Balance sheet total	€ 529,247 Balance sheet total 2022: € 529,247 First fiscal year in the series	€ 459,213 Balance sheet total 2023: € 459,213 ▼ 13% vs 2022 (€ 529,247) Unchanged	€ 383,098 Balance sheet total 2024: € 383,098 ▼ 17% vs 2023 (€ 459,213) Unchanged	€ 292,248 Balance sheet total 2025: € 292,248 ▼ 24% vs 2024 (€ 383,098) Unchanged	▼ 24%

Key figures of SD ACP ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SD ACP ASSUR?

What happened at SD ACP ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 7,294 (▼ 54% vs 2024). filed late Source: NBB ↗
Mar 7, 2018 New establishment in Sprimont. KBO
Jun 30, 2017 Start of the company according to the CBE. KBO

In short

From € 79,059 loss in 2022 to € 7,294 profit in 2025.

Paid € 5,988 in corporate taxes since 2022.

Best year ever: 2023, with € 49,713 profit.

Original PDFs at the National Bank ↗

Management

OPS CONSEILS 50%

DA ACP 50%

The stake of OPS CONSEILS, DA ACP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SD ACP ASSUR

Behind SD ACP ASSUR are DA ACP SRL, OPS CONSEILS SRL and Robert Defays. The shares are held by OPS CONSEILS (50%) and DA ACP (50%).

Directors

According to the 2025 annual accounts

DA ACP SRL

Director · represented by Robert Defays

OPS CONSEILS SRL

Director · represented by Olivier Stassart

Robert Defays

Director

Shareholders

OPS CONSEILS

50%

DA ACP

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Haie des Chênes(DLX) 3

4140 Sprimont

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

OPS CONSEILS same network

€ 80,313 gross margin · 2025

SD-STASSART-DEFAYS

OA INVEST

€ 56,024 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS acp.be

Canonical: http://acp.be/

Technologies

AngularFont AwesomeGoogle FontsNginxPHPlazysizes

Hosting & Email

Email provider

Microsoft 365

Hosting

ONIAAS - HostPapa, US

Website info

HTTPS Ja

Languages FR

Features

Client portal Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0677.745.928

VAT number

BE 0677.745.928

Registered office

Haie des Chênes(DLX) 3, 4140 Sprimont

Names & denominations

SD ACP ASSUR

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

30 June 2017

Peppol

Active · Active since 13 Jan 2026

Contact

acp.be [email protected] 043661161

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

SD ACP ASSUR

Financials

What happened to SD ACP ASSUR?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions