Financials
Financial year 2025
JEMA FINANCE from Kortrijk, company number BE0677732367, closed financial year 2025 with a result of € 31,337 after tax. For that financial year JEMA FINANCE recorded a gross margin of € 75,525 and equity of € 325,665. Compared with financial year 2024, the result moved from € -16,547 to € 31,337. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 21, 2026.
€ 325,665
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,337
▲ still € 16,547 loss in 2024
Profit after tax over the fiscal year.
€ 43,869
▲ 191% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 40,665.
Debts at end 2025
€ 274,820
▲ € 273,597 vs 2024
Loans from banks and other lenders, long and short.
€ 1,002
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,865
▲ € 5,812 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 52,611 | € 58,584 | € 77,768 | € 75,525 | ▼ 3% |
| Profit after taxes | € 5,288 | € 10,015 | € -16,547 | € 31,337 | ▲ € 47,884 |
| Equity | € 300,860 | € 310,875 | € 294,328 | € 325,665 | ▲ 11% |
| Total debts | € 480,853 | € 427,686 | € 372,649 | € 351,956 | ▼ 6% |
| Cash | € 25,948 | € 9,429 | € 15,053 | € 43,869 | ▲ 191% |
| Land & buildings | € 744,598 | € 716,723 | € 639,515 | € 626,357 | ▼ 2% |
| Retained profit | € 15,860 | € 25,875 | € 9,328 | € 40,665 | ▲ € 31,337 |
| Bank debt | € 30,335 | € 15,836 | € 1,223 | € 274,820 | ▲ € 273,597 |
| Balance sheet total | € 781,713 | € 738,560 | € 666,977 | € 677,621 | ▲ 2% |
Key figures of JEMA FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JEMA FINANCE?
What happened at JEMA FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 31,337. Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,288 profit in 2022 to € 31,337 profit in 2025.
Paid € 11,338 in corporate taxes since 2022.
Best year ever: 2025, with € 31,337 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JEMA FINANCE is OLJEGA BV. OLJEGA BV is also behind CONFISERIE VANDENBULCKE.
Directors
According to the 2025 annual accounts
Administrator-manager · represented by Jelle Vandenbulcke
Also active at: CONFISERIE VANDENBULCKE
Establishments
Establishment units
Physical locations of this company
Laagweide(Heu) 22
8501 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.732.367
- VAT number
- BE 0677.732.367
- Registered office
- Laagweide(Heu) 22, 8501 Kortrijk
- Names & denominations
- JEMA FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2017
- Peppol
- Active · Active since 15 Apr 2024
- Activities · NACE
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