Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
NB-associés from Sint-Genesius-Rode, company number BE0677652292, closed financial year 2024 with a result of € 89,573 after tax. For that financial year NB-associés recorded a gross margin of € 143,581 and equity of € 168,285. Compared with financial year 2023, the result moved from € 57,753 to € 89,573. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 25, 2025.
€ 168,285
▲ 114% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,573
▲ 55% vs 2023
Profit after tax over the fiscal year.
€ 12,589
▼ 47% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 149,685.
People and assets in 2024
€ 16,301
▼ 28% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 104,554
▼ 17% vs 2023
€ 14,663 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 3,749
▼ 32% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 17,903
▲ € 16,075 vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 31,235 | € 144,844 | € 94,563 | € 143,581 | ▲ 52% |
| Profit after taxes | € 18,280 | € 105,948 | € 57,753 | € 89,573 | ▲ 55% |
| Equity | € 19,758 | € 125,706 | € 78,713 | € 168,285 | ▲ 114% |
| Total debts | € 64,254 | € 69,687 | € 210,870 | € 173,857 | ▼ 18% |
| Cash | € 1,874 | € 37,578 | € 23,826 | € 12,589 | ▼ 47% |
| Land & buildings | - | - | € 108,560 | € 103,118 | ▼ 5% |
| Retained profit | € 13,558 | € 119,506 | € 60,113 | € 149,685 | ▲ 149% |
| Dividend | € 0 | € 0 | € 117,146 | € 0 | ▼ 100% |
| Bank debt | € 8,162 | € 24,607 | € 125,756 | € 104,554 | ▼ 17% |
| Balance sheet total | € 84,012 | € 195,394 | € 289,583 | € 342,142 | ▲ 18% |
Key figures of NB-associés, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to NB-associés?
What happened at NB-associés in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 89,573 (▲ 55% vs 2023). Source: NBB ↗
- New establishment in Sint-Genesius-Rode. KBO
- Start of the company according to the CBE. KBO
- Nicolas Kristin Guy BARAS became a director. NBB
- Nathalie BERGER became a director. NBB
In short
From € 18,280 profit in 2021 to € 89,573 profit in 2024.
Paid € 75,488 in corporate taxes since 2021.
Best year ever: 2022, with € 105,948 profit.
Paid out € 117,146 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NB-associés are Nicolas Kristin Guy BARAS and Nathalie BERGER.
Directors
According to the 2024 annual accounts
Nicolas Kristin Guy BARAS
Director
since 2017
Nathalie BERGER
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Dreef 23
1640 Sint-Genesius-Rode
Gehuchtstraat 189
1640 Sint-Genesius-Rode
Active since 23 April 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.652.292
- VAT number
- BE 0677.652.292
- Registered office
- Dreef 23, 1640 Sint-Genesius-Rode
- Names & denominations
- NB-associés
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 June 2017
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars